The Depository Trust Company
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Data as of · sourced from FFIEC call reports. How we update
The Depository Trust Company is an FDIC-insured bank headquartered in Brooklyn, NY. At Q2 2026 it reported total assets of $11.00B. Its CET1 capital ratio was 35.39% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Bank
- Deposit insurance
- FDIC
- FDIC certificate
- Not reported
- Headquarters
- Brooklyn, NY
- Established
- Not reported
- Total assets, Q2 2026
- $11.00B
- CET1 ratio, Q2 2026
- 35.39%
- Domestic offices
- Not reported
- Routing number
- 026002066
The Depository Trust Company spends more to run itself than most banks of its size. The Brooklyn, New York bank had $11.0 billion in assets at June 30, 2026, against $5.7 billion a year earlier. It spends about 83 cents to bring in each dollar of revenue, higher than about 9 in 10 of the 127 banks with $10 billion to $100 billion in assets (median 53 cents). It also keeps 0.38 cents of net interest income on every dollar of earning assets, a small fraction of the median of 3.63 cents for banks its size.
Net income for the quarter slipped 13% from a year earlier, to $19 million. Funding is the softer spot: it pays an average of 4.66% on its deposits and borrowings, 2.4 times the median of 1.92% for banks its size.
As of June 30, 2026, The Depository Trust Company reported a CET1 capital ratio of 35.39%, a return on assets of 1.05% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Between Q1 2026 and Q2 2026, its total assets rose 38.1% to $11.00B. By the capital ratios in its Q2 2026 call report, The Depository Trust Company meets every capital ratio test for well capitalized.
Headquarters Profile
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Federal Reserve member
- —
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Employees (FTE)
- 1,807
- Domestic deposits
- $0
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $7.44B
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Fed RSSD
- 52719
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
The Depository Trust Company's total assets moved between a low of $3.38B (Q4 2024) and a high of $11.00B (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$11.00B total assets against $5.66B; $9.99B total liabilities against $4.74B.
$0 net loans and leases against $0; $0 total deposits against $0.
$0 securities against $0; $10.81B cash and balances due against $5.49B.
$18.4M total interest income against $12.0M; $11.5M total interest expense against $0.
$6.9M net interest income against $12.0M.
$180.4M total noninterest income against $155.5M; $158.3M total noninterest expense against $135.6M.
No provision recorded in the last 12 quarters.
$19.5M net income against $22.2M.
1.05% return on assets against 1.93%; 0.38% net interest margin against 1.09%.
35.39% CET1 capital ratio against 60.64%; 12.84% tier 1 leverage ratio against 18.89%.
Inside the full The Depository Trust Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.05% (Q2 2026) to 2.47% (Q1 2025) and its net interest margin ran from 0.38% (Q2 2026) to 1.58% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 35.39% | 1.05% | — | 0.00% | 0.38% |
| Q1 2026 | 47.89% | 1.97% | — | 0.00% | 0.86% |
| Q4 2025 | 90.28% | 2.20% | — | 0.00% | 1.08% |
| Q3 2025 | 61.04% | 2.42% | — | 0.00% | 0.97% |
| Q2 2025 | 60.64% | 1.93% | — | 0.00% | 1.09% |
| Q1 2025 | 79.14% | 2.47% | — | 0.00% | 1.39% |
| Q4 2024 | 93.99% | 2.37% | — | 0.00% | 1.58% |
| Q3 2024 | 62.09% | 2.06% | — | 0.00% | 1.53% |
Swipe the table sideways to see every column.
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| September 1, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 1998 | Structure Change | Acquired Participants Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Not on file
- Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Depository Trust Company
What are The Depository Trust Company's total assets?
As of the Q2 2026 filing, The Depository Trust Company reported total assets of $11.00 billion in its FFIEC call report.
Where is The Depository Trust Company headquartered?
It is headquartered in Brooklyn, NY, United States.
What is The Depository Trust Company's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 35.39% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
What is The Depository Trust Company's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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