The Depository Trust Company: Peer Group Comparison
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Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Depository Trust Company of Brooklyn, NY against its peer group of 896 similarly-sized US banks as of Q3 2026. The peer group is every US bank in the same asset tier (banks with $1B to $10B in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | 1.22% | 1.32% | -0.10% | 41st worse half |
| ROAE | 8.37% | 12.84% | -4.47% | 20th worst quarter |
| Net Interest Margin | 0.48% | 3.80% | -3.32% | 0th worst quarter |
| Efficiency Ratio | 82.65% | 57.50% | +25.15% | 95th worst quarter |
| PPNR / Avg Assets | 1.68% | 1.78% | -0.10% | 43rd worse half |
| Yield on Earning Assets | 1.15% | 5.62% | -4.47% | 0th |
| Cost of Funds | 4.73% | 2.05% | +2.68% | 100th worst quarter |
| Net Interest Spread | -3.59% | 3.16% | -6.75% | 0th worst quarter |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPA / Total Assets | 0.00% | 0.43% | -0.43% | 2nd best quarter |
| Texas Ratio | 0.00% | 3.89% | -3.89% | 2nd best quarter |
| CRE / Total Capital | 0.00% | 224.99% | -224.99% | 1st best quarter |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| CET1 Ratio | 67.59% | 13.63% | +53.96% | 98th best quarter |
| Tier 1 Ratio | 80.08% | 13.64% | +66.44% | 98th best quarter |
| Total Capital Ratio | 80.08% | 14.75% | +65.33% | 98th best quarter |
| Leverage Ratio | 13.84% | 10.57% | +3.27% | 88th best quarter |
| Equity / Assets | 17.98% | 10.20% | +7.78% | 96th best quarter |
| TCE / Tangible Assets | 14.33% | 9.58% | +4.75% | 92nd best quarter |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Borrowings / Total Assets | 16.71% | 4.05% | +12.66% | 96th worst quarter |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.11% | 4.80% | -6.91% | 8th |
See The Depository Trust Company's peers by name
The 896 banks in this peer group, by name · build custom peer groups · percentile history · watchlist alerts
Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Depository Trust Company profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the The Depository Trust Company peer analysis.