The Depository Trust Company: Capital Ratios and Amounts
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Data as of · Call Report Schedule RC-R How we update
The Depository Trust Company reported all 19 line items on this page on its Q3 2026 filing. Common equity Tier 1 ratio was 67.59% in Q3 2026, up 6.54 percentage points from 61.04% in Q3 2025. Across the 12 quarters shown it ranged from 35.39% (Q2 2026) to 93.99% (Q4 2024).
The standout move of Q3 2026 was in Tier 1 risk-based capital ratio: 38.03 percentage points higher than in Q2 2026, at 80.08%. Against a median of 13.60% for banks in the $1B-10B asset tier, The Depository Trust Company reported 67.59% on CET1 ratio in Q3 2026, 53.98 points higher.
Risk-based capital ratios
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 ratio | 67.59% |
| Tier 1 risk-based capital ratio | 80.08% |
| Total risk-based capital ratio | 80.08% |
| Tier 1 leverage ratio | 13.84% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it normally sits well below the risk-based ratios.
Source: Call Report Schedule RC-R, Part I: Common equity Tier 1 ratio (RCOAP793), Tier 1 risk-based capital ratio (RCOA7206), Total risk-based capital ratio (RCOA7205), Tier 1 leverage ratio (RCOA7204).
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Capital amounts
Risk-weighted assets moved most in this table, down 46.7%: $2.25B in Q2 2026, $1.20B in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 capital | $811.6M |
| Tier 1 capital | $961.6M |
| Total risk-based capital | $961.6M |
| Total equity capital | $1.03B |
| Risk-weighted assets | $1.20B |
Source: Call Report Schedule RC: Total equity capital (item 27.a, RCON3210).
Capital adequacy
Largest change in this table: equity capital to total assets, up 8.80 points to 17.98% in Q3 2026 after 9.18% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Equity capital to total assets | 17.98% |
| Tangible equity to tangible assets | 16.98% |
| Equity capital to average assets | 14.69% |
| Internal capital growth rate | 8.45% |
Capital structure
Retained earnings moved most in this table, up 2.7%: $796.1M in Q2 2026, $817.4M in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Common stock | $1.9M |
| Common stock surplus | $61.5M |
| Retained earnings | $817.4M |
| Preferred stock and surplus | $150.0M |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Capital Ratios and Amounts trend
Capital Ratios and Amounts by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q4 2023 | 40.03% | 49.94% | 49.94% | 15.07% | $1.51B |
| Q1 2024 | 77.78% | 96.70% | 96.70% | 20.80% | $792.6M |
| Q2 2024 | 53.85% | 66.53% | 66.53% | 16.55% | $1.18B |
| Q3 2024 | 62.09% | 76.28% | 76.28% | 19.75% | $1.06B |
| Q4 2024 | 93.99% | 114.81% | 114.81% | 23.19% | $720.6M |
| Q1 2025 | 79.14% | 96.10% | 96.10% | 22.40% | $884.6M |
| Q2 2025 | 60.64% | 73.39% | 73.39% | 18.89% | $1.18B |
| Q3 2025 | 61.04% | 73.35% | 73.35% | 16.68% | $1.22B |
| Q4 2025 | 90.28% | 108.01% | 108.01% | 20.56% | $845.9M |
| Q1 2026 | 47.89% | 57.01% | 57.01% | 18.19% | $1.64B |
| Q2 2026 | 35.39% | 42.05% | 42.05% | 12.84% | $2.25B |
| Q3 2026 | 67.59% | 80.08% | 80.08% | 13.84% | $1.20B |
The Depository Trust Company capital ratios and amounts, quarter by quarter
Capital Ratios and Amounts since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC-R, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full The Depository Trust Company profile or its peer group comparison.
Regulator records: FFIEC NIC profile (RSSD 52719)