RIAD3217: Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income)
RIAD3217 is the call report code for equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income), reported on Schedule RI-A, Changes in Bank Equity Capital. For Q2 2026, 4,297 banks reported it, totaling $2.58T; the median among the 4,289 with a nonzero amount was $39.8M. The largest value reported for Q2 2026 was $335.94B, by JPMorgan Chase Bank, N.A.
Definition
Report the bank's total equity balance as reported in the Reports of Condition and Income for the previous calendar year-end after the effect of all corrections and adjustments to total equity capital that were made in any amended report(s) for the previous calendar year-end.For banks opened since January 1 of the current calendar year, report a zero or word 'none' in this item. Report the bank's opening (original) total equity capital in Schedule RI-A, item 5, 'Sale, conversion, acquisition, or retirement of capital stock, net.'For FNBK, report the subsidiary's total equity capital balance most recently reported for the previous calendar year-end after the filing of any amended report(s). Include the cumulative effect, net of applicable income taxes, of those changes in any accounting principles adopted during the calendar year-to-date reporting period that were applied retroactively and for which prior years' financial statements were restated. Report the consolidated bank holding company's opening (original) total equity capital in items 5(a), 'Sale of perpetual preferred stock, gross' or 6(a), 'Sale of common stock, gross' as appropriate.Do not enter the consolidated bank holding company's total equity capital ending balance from the Report of Income for the preceding quarter when preparing the June 30, September 30, or December 31 report.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD3217 sits on the call report
| Code | RIAD3217 (prefix RIAD, item 3217) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-A, Changes in Bank Equity Capital |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1978 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD3217 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $335.94B |
| Bank of America, N.A. | Charlotte, NC | $246.25B |
| Citibank, N.A. | Sioux Falls, SD | $176.53B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $173.75B |
| Capital One, N.A. | McLean, VA | $97.58B |
| U.S. Bank N.A. | Cincinnati, OH | $67.96B |
| Goldman Sachs Bank USA | New York, NY | $65.33B |
| Truist Bank | Charlotte, NC | $63.22B |
| PNC Bank, N.A. | Wilmington, DE | $59.44B |
| TD Bank, N.A. | Wilmington, DE | $49.73B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $2.58T |
| March 31, 2026 | 4,336 | $2.58T |
| December 31, 2025 | 4,394 | $2.38T |
| September 30, 2025 | 4,435 | $2.39T |
| June 30, 2025 | 4,477 | $2.39T |
| March 31, 2025 | 4,519 | $2.42T |
| December 31, 2024 | 4,543 | $2.29T |
| September 30, 2024 | 4,572 | $2.30T |
Related
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