RCONF160: Loans Secured by Owner Occupied Nonfarm Nonresidential Properties
RCONF160 is the call report code for loans secured by owner occupied nonfarm nonresidential properties, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 4,297 banks reported it, totaling $711.36B; the median among the 3,934 with a nonzero amount was $31.5M. The largest value reported for Q2 2026 was $24.70B, by Bank of America, N.A.
Definition
Report the amount of loans secured by owner-occupied nonfarm nonresidential properties included in Schedule RC-C, part I, item 1.e. Loans secured by owner-occupied nonfarm nonresidential properties' are those nonfarm nonresidential property loans for which the primary source of repayment is the cash flow from the ongoing operations and activities conducted by the party, or an affiliate of the party, who owns the property. Thus, for loans secured by owner-occupied nonfarm nonresidential properties, the primary source of repayment is not derived from third party, nonaffiliated, rental income associated with the property (i.e., any such rental income is less than 50 percent of the source of repayment) or the proceeds of the sale, refinancing, or permanent financing of the property. Include loans secured by hospitals, golf courses, recreational facilities, and car washes unless the property is owned by an investor who leases the property to the operator who, in turn, is not related to or affiliated with the investor. Also include loans secured by churches unless the property is owned by an investor who leases the property to the congregation.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONF160 sits on the call report
| Code | RCONF160 (prefix RCON, item F160) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2007 |
The same item under other prefixes
Item F160 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDF160 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 50 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONF160 |
|---|---|---|
| Bank of America, N.A. | Charlotte, NC | $24.70B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $17.82B |
| Truist Bank | Charlotte, NC | $17.78B |
| First-Citizens Bank & Trust Company | Raleigh, NC | $16.84B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $14.36B |
| The Huntington National Bank | Columbus, OH | $13.33B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $12.00B |
| Manufacturers and Traders Trust Company | Buffalo, NY | $10.56B |
| PNC Bank, N.A. | Wilmington, DE | $10.38B |
| Pinnacle Bank | Nashville, TN | $9.45B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $711.36B |
| March 31, 2026 | 4,336 | $703.64B |
| December 31, 2025 | 4,394 | $697.09B |
| September 30, 2025 | 4,435 | $687.18B |
| June 30, 2025 | 4,477 | $680.49B |
| March 31, 2025 | 4,519 | $673.62B |
| December 31, 2024 | 4,543 | $669.66B |
| September 30, 2024 | 4,572 | $664.49B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is