Call report code · Schedule RI-B, Part I
RIAD4635: Charge-offs on Allowance for Loan and Lease Losses
RIAD4635 is the call report code for charge-offs on allowance for loan and lease losses, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $52.35B; the median among the 3,256 with a nonzero amount was $86K. The largest value reported for Q2 2026 (year to date) was $10.73B, by Capital One, N.A.
Definition
The amount of gross charge-offs on loans and leases during the calendar year-to-date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD4635 sits on the call report
| Code | RIAD4635 (prefix RIAD, item 4635) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1976 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD4635 |
|---|---|---|
| Capital One, N.A. | McLean, VA | $10.73B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $5.90B |
| Citibank, N.A. | Sioux Falls, SD | $5.01B |
| Synchrony Bank | Draper, UT | $3.50B |
| Bank of America, N.A. | Charlotte, NC | $3.48B |
| American Express National Bank | Sandy, UT | $2.71B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $2.66B |
| U.S. Bank N.A. | Cincinnati, OH | $1.36B |
| Ally Bank | Sandy, UT | $1.35B |
| Truist Bank | Charlotte, NC | $1.10B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $52.35B |
| March 31, 2026 | 4,336 | $26.19B |
| December 31, 2025 | 4,394 | $102.35B |
| September 30, 2025 | 4,435 | $75.66B |
| June 30, 2025 | 4,477 | $49.65B |
| March 31, 2025 | 4,519 | $26.60B |
| December 31, 2024 | 4,543 | $104.06B |
| September 30, 2024 | 4,572 | $76.67B |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is