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Bank call report · New York, NY

United Orient Bank Call Report

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United Orient Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 181 reported line items, schedule by schedule (633 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

United Orient Bank call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID70218
FDIC certificate number23373
Total assets$101.4M

Official Q2 2026 call report PDF (FFIEC) →

United Orient Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (22 items)

About Schedule RC · United Orient Bank balance sheet trends

United Orient Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $101.4M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $101.4M
Total Liabilities and Minority Interest RCON2948 $88.3M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $85.2M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $84.2M
Total Deposits RCON2200 $69.3M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $52.4M
Deposits: Noninterest-bearing RCON6631 $16.9M
Total Equity Capital RCON3210 $13.1M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $13.1M
Other Borrowed Money RCON3190 $13.0M
Other Assets RCON2160 $6.7M
Interest-bearing Balances RCON0071 $6.2M
Other Liabilities, Total RCON2930 $6.1M
Common Stock RCON3230 $5.1M
Undivided Profits and Capital Reserves RCON3632 $5.0M
Surplus RCON3839 $3.0M
Noninterest-bearing Balances and Currency and Coin RCON0081 $2.3M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $2.0M
Allowance for Loan and Lease Losses RCON3123 $1.1M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $83K
Accumulated Other Comprehensive Income RCONB530 -$8K
Schedule RI: Income Statement (30 items)

About Schedule RI · United Orient Bank income statement trends

United Orient Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $3.2M
Interest and Fee Income on Loans, Total RIAD4010 $3.0M
Total Noninterest Expense RIAD4093 $2.3M
Net Interest Income RIAD4074 $2.2M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $2.1M
Total Interest Expense RIAD4073 $990K
Salaries and Employee Benefits RIAD4135 $917K
Expenses of Premises and Fixed Assets RIAD4217 $849K
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $673K
Other Noninterest Expense RIAD4092 $581K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $441K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $286K
Interest on Trading Liabilities and Other Borrowed Money RIAD4185 $248K
Interest Income on Balances Due from Depository Institutions RIAD4115 $183K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $141K
Total Noninterest Income RIAD4079 $100K
Other Noninterest Income RIADB497 $96K
Income (Loss) Before Discontinued Operations RIAD4300 -$62K
Net Income (Loss) RIAD4340 -$62K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 -$62K
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 -$61K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 -$61K
Other Interest Income RIAD4518 $25K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $17K
Savings Deposits (Including Mmdas) RIAD0093 $13K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $4K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $2K
Applicable Income Taxes RIAD4302 $1K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $1K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 22
Schedule RC-B: Securities (8 items)

About Schedule RC-B · United Orient Bank securities trends

United Orient Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost RCONG302 $4K
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value RCONG303 $4K
Total Amortized Cost of Available-for-sale Securities RCON1772 $2.0M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $2.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $2.0M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $2.0M
Pledged Securities RCON0416 $999K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $4K
Schedule RC-C, Part I: Loans and Leases (23 items)

About Schedule RC-C, Part I · United Orient Bank loans and leases trends

United Orient Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $85.2M
Pledged Loans and Leases RCONG378 $50.2M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $42.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $29.6M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $22.5M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $20.2M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $16.5M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $13.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $9.7M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $7.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $7.3M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $6.7M
Commercial and Industrial Loans RCON1766 $5.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $5.4M
Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) RCON2746 $5.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $3.4M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $3.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $2.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $2.4M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $1.0M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $549K
Unearned Income on Loans RCON2123 $97K
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans RCONB539 $13K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)

About Schedule RC-C, Part II

United Orient Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $7.8M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $2.7M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $271K
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 15
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 6
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 2
Schedule RC-E: Deposit Liabilities (20 items)

About Schedule RC-E · United Orient Bank deposit liabilities trends

United Orient Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $50.6M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $50.6M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $25.1M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $19.4M
Total Transaction Accounts RCON2215 $18.6M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $18.6M
Total Demand Deposits (See Note Below) RCON2210 $16.9M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $13.9M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $13.7M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $13.7M
Total Time Deposits of Less Than $100,000 RCON6648 $11.6M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $10.4M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $9.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $5.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $3.3M
Money Market Deposit Accounts (Mmda's) RCON6810 $2.4M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $556K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $407K
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $168K
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $1K
Schedule RC-F: Other Assets (5 items)

About Schedule RC-F

United Orient Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Other Assets RCON2168 $5.2M
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3549 $4.8M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $681K
Accrued Interest Receivable RCONB556 $477K
Net Deferred Tax Assets RCON2148 $315K
Schedule RC-G: Other Liabilities (5 items)

About Schedule RC-G

United Orient Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $5.1M
Operating lease liabilities RCONLB56 $5.1M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $605K
Other Expenses Accrued and Unpaid RCON3646 $322K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $25K
Schedule RC-K: Quarterly Averages (14 items)

About Schedule RC-K · United Orient Bank quarterly averages trends

United Orient Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $104.3M
Quarterly Average of Total Loans RCON3360 $86.9M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $63.3M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $23.8M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $18.2M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $14.7M
Quarterly Average of Other Borrowed Money RCON3355 $13.0M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $11.6M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $11.0M
Quarterly Average of Commercial and Industrial Loans RCON3387 $5.6M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $2.6M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $1.8M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $13K
Mortgage-backed Securities RCONB559 $4K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)

About Schedule RC-L · United Orient Bank derivatives and off-balance-sheet items trends

United Orient Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $1.6M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $711K
1-4 Family Residential Construction Loan Commitments RCONF164 $493K
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $179K
Other Unused Commitments: All Other Unused Commitments RCONJ459 $2K
Schedule RC-M: Memoranda (2 items)

About Schedule RC-M · United Orient Bank memoranda trends

United Orient Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances (Loans) Due in One Year or Less RCON2651 $13.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $13.0M
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)

About Schedule RC-N · United Orient Bank past due and nonaccrual loans, leases, and other assets trends

United Orient Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing RCON3499 $998K
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $998K
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $605K
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $605K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing RCONF180 $76K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $76K
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)

About Schedule RC-O · United Orient Bank other data for deposit insurance assessments trends

United Orient Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $104.3M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $69.9M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $47.9M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $21.5M
Average Tangible Equity for the Calendar Quarter RCONK654 $13.1M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $557K
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 2,981
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 84
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 48
Averaging Method Used RCONK653 1
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (17 items)

About Schedule RC-R, Part I · United Orient Bank regulatory capital components and ratios trends

United Orient Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $104.3M
Average total consolidated assets RCOAKW03 $104.3M
Total Assets RCOA2170 $101.4M
Common Equity Tier 1 Capital RCOAP859 $13.1M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $13.1M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $13.1M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $13.1M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $8.1M
Retained Earnings RCOAKW00 $5.0M
Off-balance sheet exposures: Unused portion of conditionally cancellable commitments RCOAKX79 $3.0M
Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B RCOAKX82 $3.0M
Accumulated Other Comprehensive Income RCOAB530 -$8K
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$8K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Do you qualify for and opt-in to CBLR? RCOALE74 1
Tier 1 Leverage Capital Ratio RCOA7204 0.1253
Total off-balance sheet exposures (sum of items 15a through 15.c) RCOAKX83 0.0298
Schedule RI-A: Changes in Bank Equity Capital (4 items)

About Schedule RI-A

United Orient Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Balance End of Previous Calendar Year as Restated RIADB508 $13.1M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $13.1M
Total Equity Capital RIAD3210 $13.1M
Other Comprehensive Income RIADB511 $10K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)

About Schedule RI-B, Part II · United Orient Bank changes in allowances for credit losses trends

United Orient Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $1.1M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $1.1M
Schedule RI-E: Explanations (2 items)

About Schedule RI-E

United Orient Bank Schedule RI-E, Q2 2026
Line item Code Q2 2026
Accounting and Auditing Expenses RIADF556 $143K
Data Processing Expenses RIADC017 $113K

United Orient Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the United Orient Bank call report?

The United Orient Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does United Orient Bank file?

United Orient Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the United Orient Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: United Orient Bank has Federal Reserve RSSD ID 70218 and FDIC certificate number 23373. Either one finds its filings on the FFIEC Central Data Repository.

How often does United Orient Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

United Orient Bank financial reports and ratios →

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