RCONJ457: Other Unused Commitments: Commercial and Industrial Loans
RCONJ457 is the call report code for other unused commitments: commercial and industrial loans, reported on Schedule RC-L, Derivatives and Off-Balance-Sheet Items. For Q2 2026, 4,217 banks reported it, totaling $346.81B; the median among the 3,796 with a nonzero amount was $8.4M. The largest value reported for Q2 2026 was $11.92B, by BOKF, N.A.
Definition
Report the unused portions of commitments to extend credit to financial institutions, i.e., commitments that, when funded, would be reportable either as loans to depository institutions in Schedule RC-C, part I, item 2, 'Loans to depository institutions and acceptances of other banks,' or as loans to nondepository financial institutions in Schedule RC-C, part I, item 9.a, 'Loans to nondepository financial institutions.' Y-9C Schedule HC-L Item 1.e.(1)
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONJ457 sits on the call report
| Code | RCONJ457 (prefix RCON, item J457) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-L, Derivatives and Off-Balance-Sheet Items |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2010 |
The same item under other prefixes
Item J457 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDJ457 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONJ457 |
|---|---|---|
| BOKF, N.A. | Tulsa, OK | $11.92B |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $9.91B |
| First Horizon Bank | Memphis, TN | $9.86B |
| CIBC Bank USA | Chicago, IL | $9.02B |
| First National Bank of Pennsylvania | Greenville, PA | $7.67B |
| Associated Bank, N.A. | Green Bay, WI | $6.10B |
| Frost Bank | San Antonio, TX | $6.04B |
| Commerce Bank | Kansas City, MO | $5.68B |
| Webster Bank, N.A. | Stamford, CT | $5.65B |
| Texas Capital Bank | Dallas, TX | $5.52B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $346.81B |
| March 31, 2026 | 4,256 | $344.01B |
| December 31, 2025 | 4,314 | $361.22B |
| September 30, 2025 | 4,355 | $361.06B |
| June 30, 2025 | 4,397 | $355.52B |
| March 31, 2025 | 4,437 | $360.00B |
| December 31, 2024 | 4,461 | $366.69B |
| September 30, 2024 | 4,490 | $373.42B |
Related
All codes on Schedule RC-L · All call report schedules · Find the code for a loan type · What a call report is