Bank call report · Middletown, NY
First Federal Savings of Middletown Call Report
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First Federal Savings of Middletown filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 162 reported line items, schedule by schedule (509 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 565170 |
| FDIC certificate number | 28712 |
| Total assets | $188.0M |
Official Q2 2026 call report PDF (FFIEC) →
First Federal Savings of Middletown call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · First Federal Savings of Middletown balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $188.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $188.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $150.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $148.8M |
| Total Liabilities and Minority Interest | RCON2948 | $119.4M |
| Total Deposits | RCON2200 | $112.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $108.5M |
| Total Equity Capital | RCON3210 | $68.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $68.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $68.6M |
| Interest-bearing Balances | RCON0071 | $30.1M |
| Other Assets | RCON2160 | $7.9M |
| Other Liabilities, Total | RCON2930 | $7.1M |
| Deposits: Noninterest-bearing | RCON6631 | $3.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $559K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $353K |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $198K |
| Held-to-maturity Securities, Total | RCON1754 | $198K |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $69K |
Schedule RI: Income Statement (30 items)
About Schedule RI · First Federal Savings of Middletown income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $5.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $5.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $4.9M |
| Net Interest Income | RIAD4074 | $4.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.2M |
| Total Noninterest Expense | RIAD4093 | $2.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.7M |
| Net Income (Loss) | RIAD4340 | $1.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.7M |
| Salaries and Employee Benefits | RIAD4135 | $1.2M |
| Total Interest Expense | RIAD4073 | $1.0M |
| Other Noninterest Expense | RIAD4092 | $797K |
| Applicable Income Taxes | RIAD4302 | $518K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $508K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $492K |
| Provision for Loan and Lease Losses | RIAD4230 | $272K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $272K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $264K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $250K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $131K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $101K |
| Total Noninterest Income | RIAD4079 | $98K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $80K |
| Other Noninterest Income | RIADB497 | $73K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $25K |
| Other Interest Income | RIAD4518 | $14K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $6K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 13 |
Schedule RC-B: Securities (13 items)
About Schedule RC-B · First Federal Savings of Middletown securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $22K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $22K |
| Pledged Securities | RCON0416 | $263K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $202K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $202K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $198K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $119K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $80K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $69K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $47K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $47K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $47K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $22K |
Schedule RC-C, Part I: Loans and Leases (17 items)
About Schedule RC-C, Part I · First Federal Savings of Middletown loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $150.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $74.4M |
| Pledged Loans and Leases | RCONG378 | $55.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $44.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $38.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $37.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $32.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $31.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $28.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $25.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $8.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $6.6M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $6.0M |
| Commercial and Industrial Loans | RCON1766 | $2.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $268K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $268K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $3.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $1.3M |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 5 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 2 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · First Federal Savings of Middletown deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $97.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $97.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $41.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $27.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $23.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $17.4M |
| Total Transaction Accounts | RCON2215 | $15.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $15.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $14.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $12.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $12.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $11.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $11.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $9.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $9.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $8.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $3.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $2.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $683K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $226K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $4.5M |
| Net Deferred Tax Assets | RCON2148 | $1.8M |
| Accrued Interest Receivable | RCONB556 | $639K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $476K |
| Other Assets | RCON2168 | $456K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (11 items)
About Schedule RC-K · First Federal Savings of Middletown quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $185.7M |
| Quarterly Average of Total Loans | RCON3360 | $150.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $145.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $51.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $26.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $23.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $17.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $11.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $2.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $2.3M |
| Mortgage-backed Securities | RCONB559 | $276K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · First Federal Savings of Middletown derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $7.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $4.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $3.9M |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · First Federal Savings of Middletown memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 2 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First Federal Savings of Middletown other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $185.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $112.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $68.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $54.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $43.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $10.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.5M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,545 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 244 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 87 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 6 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (12 items)
About Schedule RC-R, Part I · First Federal Savings of Middletown regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $188.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $185.7M |
| Average total consolidated assets | RCOAKW03 | $185.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $68.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $68.6M |
| Retained Earnings | RCOAKW00 | $68.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $68.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $68.6M |
| Unconditionally Cancellable Commitments | RCOAS540 | $3.9M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.3694 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $68.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $66.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $66.9M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · First Federal Savings of Middletown charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First Federal Savings of Middletown changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.6M |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $352K |
First Federal Savings of Middletown call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Federal Savings of Middletown call report?
The First Federal Savings of Middletown call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Federal Savings of Middletown file?
First Federal Savings of Middletown files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Federal Savings of Middletown call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Federal Savings of Middletown has Federal Reserve RSSD ID 565170 and FDIC certificate number 28712. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Federal Savings of Middletown file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Federal Savings of Middletown financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 28712) · FFIEC NIC profile (RSSD 565170)