Bank call report · Carmel, NY
The Putnam County National Bank of Carmel Call Report
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The Putnam County National Bank of Carmel filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 193 reported line items, schedule by schedule (476 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 287007 |
| FDIC certificate number | 6990 |
| Total assets | $182.7M |
Official Q2 2026 call report PDF (FFIEC) →
The Putnam County National Bank of Carmel call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · The Putnam County National Bank of Carmel balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $182.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $182.7M |
| Total Liabilities and Minority Interest | RCON2948 | $136.4M |
| Total Deposits | RCON2200 | $135.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $123.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $121.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $82.0M |
| Deposits: Noninterest-bearing | RCON6631 | $53.2M |
| Total Equity Capital | RCON3210 | $46.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $46.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $45.8M |
| Interest-bearing Balances | RCON0071 | $41.9M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $12.7M |
| Held-to-maturity Securities, Total | RCON1754 | $12.7M |
| Other Assets | RCON2160 | $2.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.1M |
| Other Liabilities, Total | RCON2930 | $1.1M |
| Common Stock | RCON3230 | $1.0M |
| Surplus | RCON3839 | $1.0M |
| Other Real Estate Owned | RCON2150 | $569K |
Schedule RI: Income Statement (30 items)
About Schedule RI · The Putnam County National Bank of Carmel income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $3.7M |
| Net Interest Income | RIAD4074 | $3.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $3.0M |
| Total Noninterest Expense | RIAD4093 | $2.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.5M |
| Salaries and Employee Benefits | RIAD4135 | $1.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.2M |
| Net Income (Loss) | RIAD4340 | $1.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $657K |
| Other Noninterest Expense | RIAD4092 | $644K |
| Applicable Income Taxes | RIAD4302 | $360K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $345K |
| Total Interest Expense | RIAD4073 | $269K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$206K |
| Provision for Loan and Lease Losses | RIAD4230 | -$200K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $149K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $98K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $96K |
| Total Noninterest Income | RIAD4079 | $90K |
| Other Noninterest Income | RIADB497 | $65K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $25K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $24K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $4K |
| Other Interest Income | RIAD4518 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 33 |
Schedule RC-B: Securities (8 items)
About Schedule RC-B · The Putnam County National Bank of Carmel securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $10.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $8.8M |
| Pledged Securities | RCON0416 | $12.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $10.6M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $10.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $2.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $2.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $1.7M |
Schedule RC-C, Part I: Loans and Leases (27 items)
About Schedule RC-C, Part I · The Putnam County National Bank of Carmel loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $123.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $52.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $50.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $42.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $33.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $20.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $18.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $17.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $7.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $2.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $1.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $1.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $743K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $523K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $480K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $475K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $361K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $343K |
| Commercial and Industrial Loans | RCON1766 | $143K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $102K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $92K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $88K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $76K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $43K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $27K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $15K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $13K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $19.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $126K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $59K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 47 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 10 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · The Putnam County National Bank of Carmel deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $115.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $103.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $96.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $20.0M |
| Total Transaction Accounts | RCON2215 | $20.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $16.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $11.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $8.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $5.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $5.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $5.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $5.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $3.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $3.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $840K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $347K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $275K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $1.9M |
| Accrued Interest Receivable | RCONB556 | $409K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $222K |
| Other Assets | RCON2168 | $209K |
| Prepaid Expenses | RCON2166 | $183K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (11 items)
About Schedule RC-K · The Putnam County National Bank of Carmel quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $173.3M |
| Quarterly Average of Total Loans | RCON3360 | $123.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $86.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $72.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $50.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $33.5M |
| Mortgage-backed Securities | RCONB559 | $13.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $10.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $5.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $155K |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $153K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · The Putnam County National Bank of Carmel derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · The Putnam County National Bank of Carmel memoranda trends
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)
About Schedule RC-N · The Putnam County National Bank of Carmel past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $589K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $437K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $274K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $215K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $83K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $69K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $59K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $8K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $8K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The Putnam County National Bank of Carmel other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $173.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $135.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $69.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $64.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $45.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $420K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,621 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 94 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 85 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · The Putnam County National Bank of Carmel regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $182.7M |
| Average total consolidated assets | RCOAKW03 | $173.3M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $171.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $46.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $45.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $45.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $45.9M |
| Retained Earnings | RCOAKW00 | $45.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $2.0M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $1.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.9M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $1.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.4M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$1.4M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $988K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $679K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.2677 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0091 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $46.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $45.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $45.2M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · The Putnam County National Bank of Carmel charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The Putnam County National Bank of Carmel changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.9M |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.7M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$6K |
The Putnam County National Bank of Carmel call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The Putnam County National Bank of Carmel call report?
The The Putnam County National Bank of Carmel call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The Putnam County National Bank of Carmel file?
The Putnam County National Bank of Carmel files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The Putnam County National Bank of Carmel call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The Putnam County National Bank of Carmel has Federal Reserve RSSD ID 287007 and FDIC certificate number 6990. Either one finds its filings on the FFIEC Central Data Repository.
How often does The Putnam County National Bank of Carmel file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The Putnam County National Bank of Carmel financial reports and ratios →
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Regulator records: FDIC BankFind (cert 6990) · FFIEC NIC profile (RSSD 287007)