RCONF178: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due
RCONF178 is the call report code for loans secured by owner-occupied nonfarm nonresidential properties, 30-89 days past due, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,297 banks reported it, totaling $2.37B; the median among the 1,415 with a nonzero amount was $401K. The largest value reported for Q2 2026 was $98.0M, by Manufacturers and Traders Trust Company.
Definition
Report the maximum amount recoverable from the U.S. Government, including its agencies and its government-sponsored agencies, under the guarantee or insurance provisions applicable to the loans and leases included in Schedule RC-N, item 10, above. Seller-servicers of GNMA loans should exclude all delinquent rebooked GNMA loans that have been repurchased or are eligible for repurchase from this item (report such rebooked GNMA loans in item 10.b below). Servicers of GNMA loans should exclude individual delinquent loans (for which they were not the transferor) that they have purchased out of GNMA securitizations from this item (report such purchased GNMA loans in item 10.b below).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONF178 sits on the call report
| Code | RCONF178 (prefix RCON, item F178) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2007 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONF178 |
|---|---|---|
| Manufacturers and Traders Trust Company | Buffalo, NY | $98.0M |
| First-Citizens Bank & Trust Company | Raleigh, NC | $84.0M |
| The Huntington National Bank | Columbus, OH | $64.3M |
| CFG Bank | Lutherville, MD | $59.3M |
| Bank of America, N.A. | Charlotte, NC | $52.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $46.0M |
| Needham Bank | Needham, MA | $38.6M |
| Newtek Bank, N.A. | Miami, FL | $36.1M |
| Fifth Third Bank, N.A. | Cincinnati, OH | $31.0M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $30.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $2.37B |
| March 31, 2026 | 4,336 | $2.77B |
| December 31, 2025 | 4,394 | $2.45B |
| September 30, 2025 | 4,435 | $2.08B |
| June 30, 2025 | 4,477 | $2.17B |
| March 31, 2025 | 4,519 | $2.52B |
| December 31, 2024 | 4,543 | $2.09B |
| September 30, 2024 | 4,572 | $1.86B |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is