First Federal Savings of Middletown: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Common equity Tier 1 capital edged up by 1.1%, from $67.8M to $68.6M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 36.94% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $68.6M |
| Tier 1 capital | $68.6M |
| Total risk-based capital | — |
| Total equity capital | $68.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 36.49% |
| Tangible equity to tangible assets | 36.49% |
| Equity capital to average assets | 36.94% |
| Internal capital growth rate | 4.51% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $68.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 36.30% | 36.21% | 36.21% |
| Q4 2023 | 36.48% | 36.07% | 36.07% |
| Q1 2024 | 36.91% | 35.69% | 35.69% |
| Q2 2024 | 36.03% | 36.10% | 36.10% |
| Q3 2024 | 35.95% | 35.67% | 35.67% |
| Q4 2024 | 35.49% | 35.31% | 35.31% |
| Q1 2025 | 35.67% | 35.30% | 35.30% |
| Q2 2025 | 36.25% | 36.22% | 36.22% |
| Q3 2025 | 36.87% | 36.73% | 36.73% |
| Q4 2025 | 36.98% | 36.79% | 36.79% |
| Q1 2026 | 36.91% | 36.48% | 36.48% |
| Q2 2026 | 36.94% | 36.49% | 36.49% |
First Federal Savings of Middletown regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings of Middletown, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings of Middletown profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28712) · FFIEC NIC profile (RSSD 565170)