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Bank call report · New York, NY

Habib American Bank Call Report

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Habib American Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 368 reported line items, schedule by schedule (1,143 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Habib American Bank call report filing details
Call report formFFIEC 031
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID245016
FDIC certificate number25093
Total assets$2.84B

Official Q2 2026 call report PDF (FFIEC) →

Habib American Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.

Schedule RC: Balance Sheet (29 items)

About Schedule RC · Habib American Bank balance sheet trends

Habib American Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCFD2170 $2.84B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCFD3300 $2.84B
Total Liabilities and Minority Interest RCFD2948 $2.59B
Total Deposits RCON2200 $1.96B
Loans and Leases, Net of Unearned Income - Totals RCFDB528 $1.92B
Loans and Leases, Net of Unearned Income and Allowance RCFDB529 $1.90B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $1.60B
Interest-bearing Balances RCFD0071 $489.1M
Deposits: Noninterest-bearing RCON6631 $358.2M
Total Equity Capital RCFD3210 $252.2M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCFDG105 $252.2M
Undivided Profits and Capital Reserves RCFD3632 $246.8M
Held to maturity securities (ASU 2016-13 adoption) RCFDJJ34 $191.0M
Held-to-maturity Securities, Total RCFD1754 $191.0M
Available-for-sale debt securities (from Schedule RC-B, column D) RCFD1773 $130.7M
Other Borrowed Money (consolidated) RCFD3190 $100.0M
Other Borrowed Money (domestic offices) RCON3190 $100.0M
Premises and Fixed Assets (Including Capitalized Leases) RCFD2145 $63.3M
Other Liabilities, Total RCFD2930 $53.9M
Other Assets RCFD2160 $52.3M
Allowance for Loan and Lease Losses RCFD3123 $24.4M
Noninterest-bearing Balances and Currency and Coin RCFD0081 $7.3M
Common Stock RCFD3230 $5.0M
Goodwill RCFD3163 $2.6M
Intangible Assets RCFD2143 $2.6M
Equity securities with readily determinable fair values not held for trading (consolidated) RCFDJA22 $2.3M
Equity securities with readily determinable fair values not held for trading (domestic offices) RCONJA22 $2.3M
Surplus RCFD3839 $1.0M
Accumulated Other Comprehensive Income RCFDB530 -$533K
Schedule RI: Income Statement (38 items)

About Schedule RI · Habib American Bank income statement trends

Habib American Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $74.6M
Interest and Fee Income on Loans, Total RIAD4010 $57.9M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $48.9M
Total Interest Expense RIAD4073 $43.0M
Net Interest Income RIAD4074 $31.6M
Total Noninterest Expense RIAD4093 $25.8M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $20.3M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $20.3M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $15.9M
Salaries and Employee Benefits RIAD4135 $15.2M
Total Noninterest Income RIAD4079 $14.5M
Income (Loss) Before Discontinued Operations RIAD4300 $14.2M
Net Income (Loss) RIAD4340 $14.2M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $14.2M
Other Noninterest Income RIADB497 $13.8M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $11.3M
Interest Income on Balances Due from Depository Institutions RIAD4115 $10.6M
Interest on Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS RIAD4172 $9.4M
Other Noninterest Expense RIAD4092 $8.3M
Applicable Income Taxes RIAD4302 $6.2M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $6.1M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $5.0M
Savings Deposits (Including Mmdas) RIAD0093 $4.1M
Expenses of Premises and Fixed Assets RIAD4217 $2.3M
Interest on Trading Liabilities and Other Borrowed Money RIAD4185 $2.2M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $1.5M
Interest and Fee Income on Loans in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS RIAD4059 $1.4M
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $671K
Interest on Other Securities RIAD4060 $651K
Service Charges on Deposits in Domestic Office Maintenance for Individuals RIADH033 $450K
Other Interest Income RIAD4518 $279K
Service Charges on Deposits in Domestic Office Overdraft Related for Individuals RIADH032 $174K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $111K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $99K
Service Charges on Deposits in Domestic Office All Other RIADH035 $32K
Unrealized holding gains (losses) on equity securities not held for trading RIADHT70 -$26K
Service Charges on Deposits in Domestic Office Atm-related for Individuals RIADH034 $15K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 187
Schedule RC-A: Cash and Balances Due from Depository Institutions (11 items)

About Schedule RC-A

Habib American Bank Schedule RC-A, Q2 2026
Line item Code Q2 2026
Cash and Balances Due from Depository Institutions (consolidated) RCFD0010 $496.5M
Cash and Balances Due from Depository Institutions (domestic offices) RCON0010 $496.5M
Balances Due from Federal Reserve Banks (consolidated) RCFD0090 $486.2M
Balances Due from Federal Reserve Banks (domestic offices) RCON0090 $486.2M
Cash Items in Process of Collection, Unposted Debits, and Currency and Coin RCFD0022 $7.0M
Cash Items in Process of Collection and Unposted Debits RCON0020 $5.3M
Balances Due from Depository Institutions in the U.S. (consolidated) RCFD0082 $3.2M
Balances Due from Depository Institutions in the U.S. (domestic offices) RCON0082 $3.2M
Currency and Coin RCON0080 $1.6M
Balances Due from Banks in Foreign Countries and Foreign Central Banks (consolidated) RCFD0070 $102K
Balances Due from Banks in Foreign Countries and Foreign Central Banks (domestic offices) RCON0070 $102K
Schedule RC-B: Securities (22 items)

About Schedule RC-B · Habib American Bank securities trends

Habib American Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost RCFDG302 $124.8M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value RCFDG303 $123.3M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost RCFDG300 $165.2M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value RCFDG301 $159.9M
Pledged Securities RCFD0416 $306.4M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCFDA559 $268.9M
Total Fair Value of Held-to-maturity Securities RCFD1771 $185.8M
Total Amortized Cost of Available-for-sale Securities RCFD1772 $132.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCFDA551 $22.2M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCFDA560 $19.2M
Fair Value of Other Held-to-maturity Domestic Debt Securities RCFD1738 $16.0M
Amortized Cost of Other Held-to-maturity Domestic Debt Securities RCFD1737 $15.8M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCFDA248 $11.0M
Amortized Cost of Structured Notes RCFD8782 $10.0M
US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost RCFDHT50 $10.0M
Fair Value of Structured Notes RCFD8783 $9.9M
US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value RCFDHT51 $9.9M
Fair Value of Other Available-for-sale Domestic Debt Securities RCFD1741 $7.4M
Amortized Cost of Other Available-for-sale Domestic Debt Securities RCFD1739 $7.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCFDA549 $6.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCFDA550 $5.0M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCFDA558 $423K
Schedule RC-C, Part I: Loans and Leases (26 items)

About Schedule RC-C, Part I · Habib American Bank loans and leases trends

Habib American Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income (consolidated) RCFD2122 $1.92B
Total Loans and Leases, Net of Unearned Income (domestic offices) RCON2122 $1.87B
Loans Secured by Real Estate RCFD1410 $1.84B
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $1.13B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCFDA573 $723.5M
Pledged Loans and Leases RCFDG378 $662.8M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCFDA247 $599.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCFDA572 $466.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCFDA571 $364.1M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $310.8M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $199.4M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $195.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCFDA570 $163.0M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $66.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $65.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $58.4M
Loans to Other Banks in Foreign Countries RCFDB537 $51.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $40.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $31.4M
Commercial and Industrial Loans to U.S. Addressees (consolidated) RCFD1763 $31.2M
Commercial and Industrial Loans to U.S. Addressees (domestic offices) RCON1763 $31.2M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) RCFDK207 $4.0M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) RCONK207 $4.0M
Unearned Income on Loans (consolidated) RCFD2123 $3.0M
Unearned Income on Loans (domestic offices) RCON2123 $3.0M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $162K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)

About Schedule RC-C, Part II

Habib American Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $306.6M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $9.7M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $3.5M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $1.2M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $1.1M
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 568
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 87
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 40
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 23
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 23
Schedule RC-E: Deposit Liabilities (33 items)

About Schedule RC-E · Habib American Bank deposit liabilities trends

Habib American Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $1.60B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $1.60B
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $770.7M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $572.8M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $568.0M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $500.7M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $397.5M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $373.5M
Total Transaction Accounts RCON2215 $358.2M
Total Demand Deposits (See Note Below) RCON2210 $358.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $323.7M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $281.2M
Total Time Deposits of Less Than $100,000 RCON6648 $276.1M
Money Market Deposit Accounts (Mmda's) RCON6810 $249.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $244.3M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations RCONP757 $141.5M
Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits RCONK223 $141.0M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP756 $107.6M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $100.0M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $100.0M
Total Brokered Deposits RCON2365 $100.0M
Total Transaction Accounts - Deposits of Banks in Foreign Countries RCON2213 $77.0M
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP753 $34.9M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $33.1M
Total reciprocal deposits RCONJH83 $23.1M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $21.6M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $5.8M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $4.8M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $2.1M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP758 $2.1M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $158K
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP754 $25K
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations RCONP759 $11K
Schedule RC-E, Part II: Deposits in Foreign Offices (1 item)

About Schedule RC-E, Part II

Habib American Bank Schedule RC-E, Part II, Q2 2026
Line item Code Q2 2026
Time Deposits in Foreign Offices with a Remaining Maturity of One Year or Less RCFNA245 $472.3M
Schedule RC-F: Other Assets (9 items)

About Schedule RC-F

Habib American Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCFDK201 $18.3M
Net Deferred Tax Assets RCFD2148 $10.6M
Accrued Interest Receivable RCFDB556 $7.8M
Historical Cost of All Other Available-for-sale Equity Securities (consolidated) RCFD1752 $7.0M
Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) RCON1752 $7.0M
Other Assets RCFD2168 $5.4M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCFDK270 $3.2M
Prepaid Expenses RCFD2166 $1.6M
Derivatives with a Position Fair Value Held for Purposes Other Than Trading RCFDC010 $707K
Schedule RC-G: Other Liabilities (6 items)

About Schedule RC-G

Habib American Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
Other Expenses Accrued and Unpaid RCFD3646 $21.9M
All Other Liabilities RCFD2938 $19.4M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $12.6M
Deferred Compensation Liabilities RCFDC011 $9.0M
Derivatives with a Negative Fair Value Held for Purposes Other Than Trading RCFDC012 $335K
Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) RCFD3553 $111K
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (3 items)

About Schedule RC-H

Habib American Bank Schedule RC-H, Q2 2026
Line item Code Q2 2026
Total Assets (Held in Domestic Offices) RCON2192 $2.78B
Total Liabilities RCON3129 $2.11B
Net Due to Own Foreign Offices, Edge and Agreement Subsidiaries, and IBFS RCON2941 $420.6M
Schedule RC-I: Assets and Liabilities of International Banking Facilities (2 items)

About Schedule RC-I

Habib American Bank Schedule RC-I, Q2 2026
Line item Code Q2 2026
Total IBF Liabilities RCFN2898 $472.3M
Total IBF Assets of the Consolidated Bank RCFN2133 $51.8M
Schedule RC-K: Quarterly Averages (17 items)

About Schedule RC-K · Habib American Bank quarterly averages trends

Habib American Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCFD3368 $2.95B
Quarterly Average of Total Loans (domestic offices) RCON3360 $1.85B
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $1.61B
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $771.2M
Quarterly Average of Interest-bearing Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS RCFN3404 $639.0M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCFD3381 $625.0M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $564.2M
Mortgage-backed Securities RCFDB559 $288.3M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $220.2M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $197.0M
Quarterly Average of Other Borrowed Money RCFD3355 $100.0M
Quarterly Average of Total Loans (foreign offices) RCFN3360 $50.1M
Quarterly Average of Commercial and Industrial Loans RCON3387 $30.5M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCFDB558 $30.0M
All Other Securities RCFDB560 $24.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $3.5M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $25K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)

About Schedule RC-L · Habib American Bank derivatives and off-balance-sheet items trends

Habib American Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps RCFD3450 $225.2M
Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate RCFDA589 $225.2M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCFD8725 $225.2M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCFDF165 $41.0M
Other Unused Commitments: All Other Unused Commitments RCFDJ459 $11.7M
Other Unused Commitments: Commercial and Industrial Loans RCFDJ457 $3.7M
Commercial and Similar Letters of Credit RCFD3411 $1.1M
Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCFD8741 $696K
Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCFD8745 $335K
Schedule RC-M: Memoranda (3 items)

About Schedule RC-M · Habib American Bank memoranda trends

Habib American Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances (Loans) Due in One Year or Less RCFD2651 $100.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCFDF055 $100.0M
Cost of equity securities with readily determinable fair values not held for trading RCFDJA29 $2.3M
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)

About Schedule RC-N · Habib American Bank past due and nonaccrual loans, leases, and other assets trends

Habib American Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCFD1406 $26.6M
Total Loans and Lease Finance Receivables: Nonaccrual RCFD1403 $14.0M
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $10.4M
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $10.0M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $9.5M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $4.1M
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual RCON3501 $3.6M
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing RCON3499 $2.9M
Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing RCFD1251 $66K
Schedule RC-O: Other Data for Deposit Insurance Assessments (15 items)

About Schedule RC-O · Habib American Bank other data for deposit insurance assessments trends

Habib American Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCFDK652 $2.95B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCFDF236 $2.45B
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $1.34B
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $626.1M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $597.0M
Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) RCFDF237 $472.6M
Total Foreign Deposits (Included in Item B Above) RCFNF234 $472.6M
Average Tangible Equity for the Calendar Quarter RCFDK654 $247.7M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $25.8M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $7.8M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 11,776
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 1,497
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 597
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 24
Averaging Method Used RCFDK653 1
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (24 items)

About Schedule RC-Q

Habib American Bank Schedule RC-Q, Q2 2026
Line item Code Q2 2026
Loans and Leases Held for Investment - Less Amounts Netted in the Determination of Total Fair Value RCFDG489 $3.0M
Loans and Leases Held for Investment - Level 3 Fair Value Measurements RCFDG492 $1.90B
Loans and Leases Held for Investment - Total Fair Value Reported on Schedule Rc RCFDG488 $1.90B
Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCFDG531 $2.43B
Level 3 Fair Value Measurements of Deposits RCFDF254 $2.43B
Total Fair Value of Deposits RCFDF252 $2.43B
Total Liabilities Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements RCFDG535 $2.43B
Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCFDG502 $2.10B
Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements RCFDG506 $1.90B
Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCFDG505 $196.6M
Available-for-sale Securities - Level 2 Fair Value Measurements RCFDG476 $132.9M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes RCFDJA36 $132.9M
All Other Assets - Level 2 Fair Value Measurements RCFDG396 $63.6M
All Other Assets - Total Fair Value Reported on Schedule Rc RCFDG391 $63.6M
Second Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements RCFDG554 $21.5M
Second Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc RCFDG551 $21.5M
Total Assets Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value RCFDG503 $3.0M
First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements RCFDG549 $696K
First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc RCFDG546 $696K
All Other Liabilities - Level 2 Fair Value Measurements RCFDG808 $335K
All Other Liabilities - Total Fair Value Reported on Balance Sheet RCFDG805 $335K
First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Level 2 Fair Value Measurements RCFDG574 $335K
First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Total Fair Value Reported on Balance Sheet RCFDG571 $335K
Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCFDG534 $335K
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)

About Schedule RC-R, Part I · Habib American Bank regulatory capital components and ratios trends

Habib American Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCFAKW03 $2.95B
Average Total Assets (Net of Deductions) RCFAA224 $2.95B
Risk-weighted Assets (Net of Allowances and Other Deductions) RCFAA223 $1.96B
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCFA3792 $274.5M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCFAP840 $252.2M
Common Equity Tier 1 Capital RCFAP859 $250.2M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCFAP852 $250.2M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCFA8274 $250.2M
Retained Earnings RCFAKW00 $246.8M
General Loan and Lease Valuation Allowances RCFA5310 $24.4M
Tier 2 (Supplementary) Capital RCFA5311 $24.4M
Tier 2 Capital Before Deductions RCFAP870 $24.4M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCFAP742 $6.0M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCFAP841 $2.6M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCFAP875 $2.6M
Accumulated Other Comprehensive Income RCFAB530 -$533K
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCFAP844 -$533K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCFA7205 0.1403
Common Equity Tier 1 Capital Ratio RCFAP793 0.1279
Tier 1 Risk-based Capital Ratio RCFA7206 0.1279
Tier 1 Leverage Capital Ratio RCFA7204 0.0849
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCFAH311 0.0603
Schedule RC-R, Part II: Risk-Weighted Assets (49 items)

About Schedule RC-R, Part II · Habib American Bank risk-weighted assets trends

Habib American Bank Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCFDS580 $1.96B
Total Risk-weighted Assets RCFDG641 $1.96B
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCFDS439 $1.89B
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCFDG637 $1.84B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCFDG633 $1.84B
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCFDD990 $1.83B
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCFDS443 $1.70B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCFDG630 $777.8M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCFDD987 $776.3M
Total Cash and Balances Due from Depository Institutions RCFDD957 $496.5M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCFDD958 $487.8M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCFDS442 $195.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCFDG632 $195.9M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCFDD989 $195.9M
Total Held-to-maturity Securities RCFDD961 $191.0M
Held-to-maturity Securities - 0 Pct Risk Weight Category RCFDD962 $165.2M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years RCFDS583 $142.8M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCFDJA21 $130.7M
Available-for-sale Securities - 0 Pct Risk Weight Category RCFDD967 $123.3M
Total All Other Assets RCFDD981 $115.1M
All Other Assets - 100 Pct Risk Weight Category RCFDD985 $109.4M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCFDG636 $97.9M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less RCFDS582 $82.5M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCFDS525 $56.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCFDG631 $50.5M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCFDD988 $50.5M
Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category RCFDS460 $31.9M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCFDS457 $31.9M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCFDS500 -$19.5M
Held-to-maturity Securities - 100 Pct Risk Weight Category RCFDD965 $15.8M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCFDS530 $11.3M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCFDS526 $11.3M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCFDG635 $10.1M
Held-to-maturity Securities - 20 Pct Risk Weight Category RCFDD963 $10.0M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCFDD959 $8.6M
Available-for-sale Securities - 100 Pct Risk Weight Category RCFDD970 $7.4M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCFDH296 $3.2M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCFDH297 $3.2M
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCFDH300 $3.2M
All Other Assets - Adjustments to Totals Reported in Column a RCFDS469 $2.6M
On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a RCFDS481 $2.3M
On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology RCFDS483 $2.3M
Total On-balance Sheet Securitization Exposures, Available-for-sale Securities RCFDS480 $2.3M
Over-the-counter Derivatives - 0 Pct Risk Weight Category RCFDS543 $1.4M
Over-the-counter Derivatives - Credit Equivalent Amount RCFDS542 $1.4M
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount RCFDG606 $1.1M
Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules RCFDG642 $696K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category RCFDG611 $225K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount RCFDG607 $225K
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

Habib American Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $252.2M
Balance End of Previous Calendar Year as Restated RIADB508 $244.4M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $244.4M
Cash Dividends Declared on Common Stock RIAD4460 $7.3M
Other Comprehensive Income RIADB511 $956K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)

About Schedule RI-B, Part I · Habib American Bank charge-offs and recoveries on loans and leases trends

Habib American Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries RIADC896 $1K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)

About Schedule RI-B, Part II · Habib American Bank changes in allowances for credit losses trends

Habib American Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $24.4M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $24.4M
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (10 items)

About Schedule RI-C, Part II

Habib American Bank Schedule RI-C, Part II, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Allowance Balance RCFDJJ19 $24.4M
Loans and Leases, Held for Investment, Total, Amortized Cost RCFDJJ11 $24.4M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCFDJJ13 $22.7M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCFDJJ05 $22.7M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCFDJJ14 $1.3M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCFDJJ06 $1.3M
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCFDJJ15 $366K
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCFDJJ07 $366K
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCFDJJ17 $2K
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCFDJJ09 $2K
Schedule RI-D: Income from Foreign Offices (7 items)

About Schedule RI-D

Habib American Bank Schedule RI-D, Q2 2026
Line item Code Q2 2026
Total Interest Income in Foreign Offices RIADC899 $14.1M
Total Interest Expense in Foreign Offices RIADC900 $9.4M
Applicable Income Taxes RIADC909 $3.3M
Consolidated Net Income Attributable to Foreign Offices RIADC914 $1.4M
Net Income Attributable to Foreign Offices Before Internal Allocations of Income and Expense RIADC911 $1.4M
Noninterest Income in Foreign Offices: Other Noninterest Income RIADC905 $287K
Total Noninterest Expense in Foreign Offices RIADC907 $250K
Schedule RI-E: Explanations (3 items)

About Schedule RI-E

Habib American Bank Schedule RI-E, Q2 2026
Line item Code Q2 2026
Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4462 $13.1M
Data Processing Expenses RIADC017 $2.2M
Marketing and Other Professional Services RIAD0497 $964K

Habib American Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Habib American Bank call report?

The Habib American Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Habib American Bank file?

Habib American Bank files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Habib American Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Habib American Bank has Federal Reserve RSSD ID 245016 and FDIC certificate number 25093. Either one finds its filings on the FFIEC Central Data Repository.

How often does Habib American Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Habib American Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.