RCFDA559: Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years
RCFDA559 is the call report code for mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years, reported on Schedule RC-B, Securities. For Q2 2026, 80 banks reported it, totaling $164.94B; the median among the 64 with a nonzero amount was $420.9M. The largest value reported for Q2 2026 was $45.92B, by Charles Schwab Bank, SSB.
Definition
Includes the amount of the bank's fixed rate mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with remaining maturities (without regard to repayment schedules, if any) of over five years through 15 years, and the bank's floating rate mortgages pass-through securities backed by closed-end first lien 1-4 family residential mortgages which can be repriced every fifteen years or more frequently, but less frequently than every five years (e.g., every 15 years, every ten years).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDA559 sits on the call report
| Code | RCFDA559 (prefix RCFD, item A559) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-B, Securities |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1997 |
The same item under other prefixes
Item A559 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONA559 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDA559 |
|---|---|---|
| Charles Schwab Bank, SSB | Westlake, TX | $45.92B |
| PNC Bank, N.A. | Wilmington, DE | $18.80B |
| The Bank of New York Mellon | New York, NY | $15.92B |
| First-Citizens Bank & Trust Company | Raleigh, NC | $14.30B |
| USAA Federal Savings Bank | Phoenix, AZ | $8.24B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $7.58B |
| Bank of America, N.A. | Charlotte, NC | $6.60B |
| Charles Schwab Premier Bank, SSB | Westlake, TX | $5.82B |
| The Huntington National Bank | Columbus, OH | $4.66B |
| Regions Bank | Birmingham, AL | $3.56B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $164.94B |
| March 31, 2026 | 80 | $158.40B |
| December 31, 2025 | 80 | $155.24B |
| September 30, 2025 | 80 | $148.85B |
| June 30, 2025 | 80 | $144.18B |
| March 31, 2025 | 82 | $146.67B |
| December 31, 2024 | 82 | $150.57B |
| September 30, 2024 | 82 | $155.36B |
Related
All codes on Schedule RC-B · All call report schedules · Find the code for a loan type · What a call report is