RCFDS525: Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount
RCFDS525 is the call report code for unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 77 banks reported it, totaling $644.53B; the median among the 56 with a nonzero amount was $1.95B. The largest value reported for Q2 2026 was $119.16B, by JPMorgan Chase Bank, N.A.
Definition
Report the total risk-weighted asset amount of the unused portion of an eligible liquidity facility with an original maturity of one year or less, excluding ABCP facilities. Note that 'original maturity' is defined as the length of time between the date a commitment is issued and the date of maturity, or the earliest date on which the banking organization: (1) is scheduled to, and as a normal practice actually does, review the facility to determine whether or not it should be extended and, (2) can unconditionally cancel the commitment.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDS525 sits on the call report
| Code | RCFDS525 (prefix RCFD, item S525) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S525 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONS525 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 2,407 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDS525 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $119.16B |
| Bank of America, N.A. | Charlotte, NC | $82.61B |
| Citibank, N.A. | Sioux Falls, SD | $65.18B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $53.55B |
| PNC Bank, N.A. | Wilmington, DE | $36.55B |
| U.S. Bank N.A. | Cincinnati, OH | $32.56B |
| Truist Bank | Charlotte, NC | $23.75B |
| The Bank of New York Mellon | New York, NY | $21.72B |
| Goldman Sachs Bank USA | New York, NY | $21.15B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $20.02B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 77 | $644.53B |
| March 31, 2026 | 77 | $647.14B |
| December 31, 2025 | 77 | $611.08B |
| September 30, 2025 | 77 | $621.09B |
| June 30, 2025 | 77 | $545.11B |
| March 31, 2025 | 79 | $539.04B |
| December 31, 2024 | 79 | $526.83B |
| September 30, 2024 | 79 | $528.84B |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is