Bank call report · Albany, NY
Pioneer Bank, N.A. Call Report
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Pioneer Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 442 reported line items, schedule by schedule (905 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 237619 |
| FDIC certificate number | 20741 |
| Total assets | $2.34B |
Official Q2 2026 call report PDF (FFIEC) →
Pioneer Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · Pioneer Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.34B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.34B |
| Total Liabilities and Minority Interest | RCON2948 | $2.06B |
| Total Deposits | RCON2200 | $2.01B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.90B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.87B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.55B |
| Deposits: Noninterest-bearing | RCON6631 | $455.5M |
| Total Equity Capital | RCON3210 | $285.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $285.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $216.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $200.9M |
| Surplus | RCON3839 | $65.2M |
| Other Assets | RCON2160 | $59.4M |
| Interest-bearing Balances | RCON0071 | $48.1M |
| Held-to-maturity Securities, Total | RCON1754 | $45.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $44.8M |
| Intangible Assets | RCON2143 | $39.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $36.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $31.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $28.1M |
| Other Liabilities, Total | RCON2930 | $27.5M |
| Goodwill | RCON3163 | $26.6M |
| Accumulated Other Comprehensive Income | RCONB530 | $12.1M |
| Other Borrowed Money | RCON3190 | $10.7M |
| Federal Funds Sold | RCONB987 | $9.5M |
| Other Components of Equity Capital | RCONA130 | -$8.5M |
| Trading Liabilities, Total | RCON3548 | $8.5M |
| Trading Assets, Total | RCON3545 | $324K |
Schedule RI: Income Statement (52 items)
About Schedule RI · Pioneer Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $59.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $52.2M |
| Net Interest Income | RIAD4074 | $42.8M |
| Total Noninterest Expense | RIAD4093 | $39.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $24.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $20.0M |
| Salaries and Employee Benefits | RIAD4135 | $18.1M |
| Other Noninterest Expense | RIAD4092 | $17.3M |
| Total Interest Expense | RIAD4073 | $17.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $10.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $9.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $9.8M |
| Total Noninterest Income | RIAD4079 | $9.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $8.3M |
| Net Income (Loss) | RIAD4340 | $8.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $8.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $6.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $4.9M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $4.1M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $3.4M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.9M |
| Other Noninterest Income | RIADB497 | $2.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $2.1M |
| Interest on Other Securities | RIAD4060 | $2.1M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.7M |
| Applicable Income Taxes | RIAD4302 | $1.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.5M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.3M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $1.1M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $996K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $765K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $751K |
| Fees and Commissions from Annuity Sales | RIADC887 | $709K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $709K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $593K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $569K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $337K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $263K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $205K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $188K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $187K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $175K |
| Other Interest Income | RIAD4518 | $155K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $72K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $65K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $46K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $46K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $21K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$20K |
| Net Servicing Fees | RIADB492 | $18K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 298 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $80.0M |
| Balances Due from Federal Reserve Banks | RCON0090 | $58.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $8.6M |
| Currency and Coin | RCON0080 | $7.4M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $5.4M |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · Pioneer Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $82.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $81.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $43.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $43.2M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $201.0M |
| Pledged Securities | RCON0416 | $198.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $81.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $49.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $49.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $47.1M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $45.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $43.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $43.0M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $42.6M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $42.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $42.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $20.7M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $20.7M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $20.7M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $20.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $17.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $13.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $5.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $5.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $4.6M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $2.6M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $2.6M |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · Pioneer Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.90B |
| Pledged Loans and Leases | RCONG378 | $892.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $865.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $671.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $483.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $334.5M |
| Commercial and Industrial Loans | RCON1766 | $269.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $269.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $260.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $238.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $178.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $173.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $139.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $130.4M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG094 | $123.9M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG095 | $121.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $112.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $92.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $84.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $63.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $57.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $47.1M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $37.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $35.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $20.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $8.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $7.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $6.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $6.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $4.8M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $2.6M |
| Other Loans | RCONJ464 | $2.6M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $2.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.3M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG096 | $2.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $664K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $492K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $100.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $49.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $47.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $45.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $4.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $190K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 2,779 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 428 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 119 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 107 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 32 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 7 |
Schedule RC-D: Trading Assets and Liabilities (2 items)
Schedule RC-E: Deposit Liabilities (36 items)
About Schedule RC-E · Pioneer Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.86B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.34B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $728.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $656.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $514.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $426.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $422.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $332.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $331.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $284.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $284.7M |
| Total Brokered Deposits | RCON2365 | $284.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $205.0M |
| Total Transaction Accounts | RCON2215 | $153.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $134.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $133.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $128.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $103.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $99.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $94.7M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $44.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $39.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $39.0M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $32.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $23.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $20.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $15.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $15.1M |
| Total reciprocal deposits | RCONJH83 | $4.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $4.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.2M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $990K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $649K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $29.8M |
| Prepaid Expenses | RCON2166 | $27.5M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $15.3M |
| Accrued Interest Receivable | RCONB556 | $10.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $4.2M |
| Net Deferred Tax Assets | RCON2148 | $71K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $13.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $10.8M |
| Operating lease liabilities | RCONLB56 | $4.1M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $2.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $769K |
| Accounts Payable | RCON3066 | $24K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Pioneer Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.29B |
| Quarterly Average of Total Loans | RCON3360 | $1.89B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.08B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $931.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $679.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $326.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $258.3M |
| Mortgage-backed Securities | RCONB559 | $121.9M |
| All Other Securities | RCONB560 | $77.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $77.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $44.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $43.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $37.9M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $31.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $15.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $4.2M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (14 items)
About Schedule RC-L · Pioneer Bank, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCONA126 | $405.0M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $396.4M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $297.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $297.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $133.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $93.7M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $84.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $50.1M |
| Performance Standby Letters of Credit | RCON3821 | $26.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $11.5M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8737 | $8.7M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8733 | $8.7M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $4.3M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $4.3M |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · Pioneer Bank, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All other intangible assets | RCONJF76 | $12.3M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $10.7M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $10.1M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $498K |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $195K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $154K |
| Mortgage Servicing Assets | RCON3164 | $151K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $14K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (21 items)
About Schedule RC-N · Pioneer Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $9.1M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $7.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $5.2M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $2.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $1.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual | RCONK116 | $1.7M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.1M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.0M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $1.0M |
| Additions to Nonaccrual Assets | RCONC410 | $984K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $752K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $658K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $103K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $97K |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $80K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $56K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $39K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $5K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Pioneer Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.29B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.02B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.06B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $944.4M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $784.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $225.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $14.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $649K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 58,005 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,190 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 797 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Trading Derivative Assets - Level 2 Fair Value Measurements | RCONG495 | $324K |
| Trading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG514 | $8.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $201.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $200.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $151.7M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $151.4M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $49.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $49.5M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $8.5M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $8.5M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Pioneer Bank, N.A. regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)
About Schedule RC-R, Part I · Pioneer Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.29B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.24B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.69B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $285.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $244.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $223.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $223.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $223.6M |
| Retained Earnings | RCOAKW00 | $216.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $56.6M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $49.8M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $26.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $21.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $21.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $21.3M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $12.3M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $12.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | $12.1M |
| Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions | RCOAP850 | $11.0M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | -$359K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$87K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1448 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1322 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1322 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0997 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0648 |
Schedule RC-R, Part II: Risk-Weighted Assets (75 items)
About Schedule RC-R, Part II · Pioneer Bank, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.70B |
| Total Risk-weighted Assets | RCONG641 | $1.69B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.20B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.20B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.09B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.00B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $945.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $924.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $921.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $884.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $881.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $472.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $273.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $241.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $241.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $232.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $200.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $174.8M |
| Unconditionally Cancellable Commitments | RCONS540 | $138.2M |
| Total All Other Assets | RCOND981 | $134.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $116.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $94.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $82.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $81.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $80.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $66.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $60.5M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $50.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $47.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $45.4M |
| Total Held-to-maturity Securities | RCOND961 | $44.8M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $42.6M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $38.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $26.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $21.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $21.2M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $20.7M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $17.7M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $15.3M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $15.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $13.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $13.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $13.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $11.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $11.5M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $11.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $9.5M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $9.5M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $9.5M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $9.5M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $9.5M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $9.5M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $8.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $5.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $4.7M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $3.2M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $3.1M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $2.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $2.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $2.0M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $2.0M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $1.5M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$486K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $378K |
| Total Trading Assets | RCOND976 | $324K |
| Trading Assets - Adjustments to Totals Reported in Column a | RCONS466 | $324K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $294K |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $242K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $151K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $151K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $151K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$117K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $90K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $18K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $18K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $101.3M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $16.3M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $285.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $278.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $278.8M |
| Other Comprehensive Income | RIADB511 | -$1.9M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $341K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · Pioneer Bank, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1.7M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $1.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $232K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $158K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $133K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $46K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $20K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (8 items)
About Schedule RI-B, Part II · Pioneer Bank, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $28.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $25.3M |
| Adjustments | RIADC233 | $2.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1.7M |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $486K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $452K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $397K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | $34K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.90B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $938.5M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $461.4M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $274.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $209.6M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $28.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $14.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $10.2M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $6.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $5.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $542K |
| Held to Maturity Securities, Other debt securities | RCONJJ24 | $486K |
| Held to Maturity Securities, Total | RCONJJ25 | $486K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Legal Expense | RIAD4141 | $7.7M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $3.2M |
| First Itemized Adjustment to Allowance for Loan and Lease Losses (4815) | RIAD4521 | $2.2M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | -$1.4M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $1.3M |
| Initial allowances for credit losses recognized upon the acquisition of purchased credit deterioriated assets on or after the effective date of ASU 2016-13 | RIADJJ27 | $402K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $248K |
Pioneer Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Pioneer Bank, N.A. call report?
The Pioneer Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Pioneer Bank, N.A. file?
Pioneer Bank, N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Pioneer Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Pioneer Bank, N.A. has Federal Reserve RSSD ID 237619 and FDIC certificate number 20741. Either one finds its filings on the FFIEC Central Data Repository.
How often does Pioneer Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Pioneer Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 20741) · FFIEC NIC profile (RSSD 237619)