RCONA591: Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others
RCONA591 is the call report code for outstanding principal balance of loans other than 1-4 family residential mortgage loans that are serviced for others, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 935 banks reported it, totaling $221.30B; the median among the 264 with a nonzero amount was $141.0M. The largest value reported for Q2 2026 was $24.35B, by Merchants Bank of Indiana.
Definition
If the reporting bank services for other loans (other than 1-4 family residential mortgage loans) with an aggregate unpaid principal balance of more than $10 million and this aggregate unpaid principal balance exceeds 10 percent of the bank's total assets as of the report date, report the aggregate unpaid principal balance of these serviced loans. Include those loans for which the reporting has purchased the servicing and those loans which the reporting bank has acquired (through origination or purchase) and sold or securitized with servicing retained. Loans (other than 1-4 family residential mortgage loans) serviced for others may include, but are not limited to, credit cards, automobiles loans, and loans guaranteed by the Small Business Administration.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONA591 sits on the call report
| Code | RCONA591 (prefix RCON, item A591) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 041 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1997 |
The same item under other prefixes
Item A591 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDA591 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONA591 |
|---|---|---|
| Merchants Bank of Indiana | Carmel, IN | $24.35B |
| Sallie Mae Bank | Salt Lake City, UT | $15.76B |
| SoFi Bank, N.A. | Cottonwood Heights, UT | $15.70B |
| Credit One Bank, N.A. | Las Vegas, NV | $12.27B |
| CIBC Bank USA | Chicago, IL | $11.67B |
| Barclays Bank Delaware | Wilmington, DE | $10.99B |
| BMW Bank of North America | Salt Lake City, UT | $9.48B |
| Forbright Bank | Potomac, MD | $8.55B |
| Happen Bank, N.A. | Lehi, UT | $8.27B |
| Live Oak Banking Company | Wilmington, NC | $5.77B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 935 | $221.30B |
| March 31, 2026 | 946 | $209.99B |
| December 31, 2025 | 987 | $214.03B |
| September 30, 2025 | 997 | $211.17B |
| June 30, 2025 | 1,015 | $194.88B |
| March 31, 2025 | 1,030 | $188.85B |
| December 31, 2024 | 1,053 | $185.51B |
| September 30, 2024 | 1,057 | $179.10B |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is