RCFDA591: Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others
RCFDA591 is the call report code for outstanding principal balance of loans other than 1-4 family residential mortgage loans that are serviced for others, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 80 banks reported it, totaling $2.54T; the median among the 40 with a nonzero amount was $3.56B. The largest value reported for Q2 2026 was $879.49B, by JPMorgan Chase Bank, N.A.
Definition
If the reporting bank services for other loans (other than 1-4 family residential mortgage loans) with an aggregate unpaid principal balance of more than $10 million and this aggregate unpaid principal balance exceeds 10 percent of the bank's total assets as of the report date, report the aggregate unpaid principal balance of these serviced loans. Include those loans for which the reporting has purchased the servicing and those loans which the reporting bank has acquired (through origination or purchase) and sold or securitized with servicing retained. Loans (other than 1-4 family residential mortgage loans) serviced for others may include, but are not limited to, credit cards, automobiles loans, and loans guaranteed by the Small Business Administration.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDA591 sits on the call report
| Code | RCFDA591 (prefix RCFD, item A591) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1997 |
The same item under other prefixes
Item A591 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONA591 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 935 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDA591 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $879.49B |
| KeyBank N.A. | Cleveland, OH | $591.05B |
| PNC Bank, N.A. | Wilmington, DE | $578.66B |
| Truist Bank | Charlotte, NC | $96.10B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $88.21B |
| Capital One, N.A. | McLean, VA | $86.87B |
| Santander Bank, N.A. | Wilmington, DE | $37.28B |
| Manufacturers and Traders Trust Company | Buffalo, NY | $31.92B |
| Regions Bank | Birmingham, AL | $27.14B |
| First-Citizens Bank & Trust Company | Raleigh, NC | $19.11B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $2.54T |
| March 31, 2026 | 80 | $2.49T |
| December 31, 2025 | 80 | $2.42T |
| September 30, 2025 | 80 | $2.38T |
| June 30, 2025 | 80 | $2.38T |
| March 31, 2025 | 82 | $2.33T |
| December 31, 2024 | 82 | $2.72T |
| September 30, 2024 | 82 | $2.73T |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is