RIADC887: Fees and Commissions from Annuity Sales
RIADC887 is the call report code for fees and commissions from annuity sales, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 1,015 banks reported it, totaling $519.1M; the median among the 224 with a nonzero amount was $283K. The largest value reported for Q2 2026 (year to date) was $90.0M, by PNC Bank, N.A.
Definition
Report fees and commissions from sales of annuities (fixed, variable, and other) by the bank and any subsidiary of the bank and fees earned from customer referrals for annuities to insurance companies and insurance agencies external to the consolidated bank. Also include management fees earned from annuities. However, exclude fees and commissions from sales of annuities by the bank's trust department (or by a consolidated trust company subsidiary) that are executed in a fiduciary capacity (report in Schedule RI, item 5.a, 'Income from fiduciary activities'). Also include the bank's proportionate share of the income or loss before extraordinary items and other adjustments from its investments in equity method investees that are principally engaged in annuity sales. Equity method investees include unconsolidated subsidiaries, associated companies, and corporate joint ventures, unincorporated joint ventures, general partnerships, and limited partnerships over which the bank exercises significant influence.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADC887 sits on the call report
| Code | RIADC887 (prefix RIAD, item C887) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2007 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADC887 |
|---|---|---|
| PNC Bank, N.A. | Wilmington, DE | $90.0M |
| Regions Bank | Birmingham, AL | $62.0M |
| Citizens Bank, N.A. | Providence, RI | $41.5M |
| Fifth Third Bank, N.A. | Cincinnati, OH | $34.0M |
| First-Citizens Bank & Trust Company | Raleigh, NC | $30.0M |
| Manufacturers and Traders Trust Company | Buffalo, NY | $25.0M |
| First Horizon Bank | Memphis, TN | $21.1M |
| TD Bank, N.A. | Wilmington, DE | $12.4M |
| First National Trust Company | Hermitage, PA | $10.8M |
| First National Bank of Pennsylvania | Greenville, PA | $10.8M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 1,015 | $519.1M |
| March 31, 2026 | 1,026 | $250.4M |
| December 31, 2025 | 1,067 | $1.06B |
| September 30, 2025 | 1,077 | $805.3M |
| June 30, 2025 | 1,095 | $521.2M |
| March 31, 2025 | 1,112 | $250.7M |
| December 31, 2024 | 1,135 | $983.5M |
| September 30, 2024 | 1,139 | $767.8M |
Related
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