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Call report code · Schedule RC-N

RCONK218: Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual

RCONK218 is the call report code for loans to individuals for household, family and other personal expenditures: other - nonaccrual, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,217 banks reported it, totaling $274.4M; the median among the 1,309 with a nonzero amount was $24K. The largest value reported for Q2 2026 was $22.6M, by Merrick Bank.

Definition

Report in the appropriate column the amount of all other loans to individuals for household, family, and other personal expenditures included in Schedule RC-C, part I, items 6.b and 6.d, that are past due 30 days or more or are in nonaccrual status as of the report date.

Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.

Where RCONK218 sits on the call report

Reference facts for call report code RCONK218
CodeRCONK218 (prefix RCON, item K218)
Prefix RCONDomestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items.
ScheduleRC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets
Reported onFFIEC 031, FFIEC 041, FFIEC 051
ValueDollar amount, reported in thousands, as of the quarter end
In the MDRM since2011

The same item under other prefixes

Item K218 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCFDK218 The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) 80

Largest reported values, Q2 2026

The ten banks reporting the largest RCONK218 values
BankHeadquartersRCONK218
Merrick Bank South Jordan, UT $22.6M
Happen Bank, N.A. Lehi, UT $15.7M
FirstBank Nashville, TN $14.1M
First & Peoples Bank and Trust Company Russell, KY $13.9M
Centennial Bank Conway, AR $12.1M
Medallion Bank Salt Lake City, UT $12.0M
Bank OZK Little Rock, AR $9.1M
First National Bank of Omaha Omaha, NE $6.2M
Customers Bank Malvern, PA $5.6M
1st Security Bank of Washington Mountlake Terrace, WA $5.4M

Total reported by quarter

Sum of RCONK218 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 20264,217$274.4M
March 31, 20264,256$279.3M
December 31, 20254,314$297.5M
September 30, 20254,355$290.2M
June 30, 20254,397$258.5M
March 31, 20254,437$269.3M
December 31, 20244,461$289.2M
September 30, 20244,490$261.5M

Related

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