RIAD5416: Net Gains (Losses) on Sales of Loans
RIAD5416 is the call report code for net gains (losses) on sales of loans, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $4.03B; the median among the 1,818 with a nonzero amount was $150K. The largest value reported for Q2 2026 (year to date) was $396.0M, by Barclays Bank Delaware.
Definition
Includes the dollar amount of net gains (losses) on sales of loans and leases (reported in Schedule RC-C) included in 'All Other Noninterest Income' if the absolute value of this amount exceeds ten percent of the amount reported in item 5408. If the bank reports a net loss in this item, the amount is enclosed in parentheses. If the bank reports net gains (losses) on sales of loans in this item, a zero or the word 'none' is reported in 'Net (Gains) Losses on Sales of Loans (5419)'.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD5416 sits on the call report
| Code | RIAD5416 (prefix RIAD, item 5416) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1991 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD5416 |
|---|---|---|
| Barclays Bank Delaware | Wilmington, DE | $396.0M |
| Square Financial Services, Inc. | Salt Lake City, UT | $303.5M |
| U.S. Bank N.A. | Cincinnati, OH | $152.0M |
| Sallie Mae Bank | Salt Lake City, UT | $146.8M |
| PlainsCapital Bank | University Park, TX | $144.3M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $132.0M |
| Cornerstone Capital Bank, SSB | Houston, TX | $124.2M |
| The Huntington National Bank | Columbus, OH | $111.3M |
| SoFi Bank, N.A. | Cottonwood Heights, UT | $93.2M |
| Truist Bank | Charlotte, NC | $85.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $4.03B |
| March 31, 2026 | 4,336 | $1.63B |
| December 31, 2025 | 4,394 | $6.52B |
| September 30, 2025 | 4,435 | $6.80B |
| June 30, 2025 | 4,477 | $4.66B |
| March 31, 2025 | 4,519 | $2.50B |
| December 31, 2024 | 4,543 | $5.58B |
| September 30, 2024 | 4,572 | $5.18B |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is