RCONK216: Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing
RCONK216 is the call report code for loans to individuals for household, family and other personal expenditures: other - past due 30 through 89 days and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,217 banks reported it, totaling $1.63B; the median among the 2,283 with a nonzero amount was $30K. The largest value reported for Q2 2026 was $436.3M, by Sallie Mae Bank.
Definition
Report in the appropriate column the amount of all other loans to individuals for household, family, and other personal expenditures included in Schedule RC-C, part I, items 6.b and 6.d, that are past due 30 days or more or are in nonaccrual status as of the report date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONK216 sits on the call report
| Code | RCONK216 (prefix RCON, item K216) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K216 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDK216 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONK216 |
|---|---|---|
| Sallie Mae Bank | Salt Lake City, UT | $436.3M |
| SoFi Bank, N.A. | Cottonwood Heights, UT | $109.1M |
| Merrick Bank | South Jordan, UT | $91.5M |
| Medallion Bank | Salt Lake City, UT | $76.9M |
| Southeast Bank | Farragut, TN | $63.5M |
| Square Financial Services, Inc. | Salt Lake City, UT | $40.8M |
| Happen Bank, N.A. | Lehi, UT | $40.8M |
| Nelnet Bank | Draper, UT | $40.4M |
| Pathward, N.A. | Sioux Falls, SD | $36.6M |
| Coastal Community Bank | Everett, WA | $32.5M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $1.63B |
| March 31, 2026 | 4,256 | $1.64B |
| December 31, 2025 | 4,314 | $1.72B |
| September 30, 2025 | 4,355 | $1.63B |
| June 30, 2025 | 4,397 | $1.51B |
| March 31, 2025 | 4,437 | $1.51B |
| December 31, 2024 | 4,461 | $1.71B |
| September 30, 2024 | 4,490 | $1.56B |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is