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Call report code · Schedule RC-N

RCFDK216: Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing

RCFDK216 is the call report code for loans to individuals for household, family and other personal expenditures: other - past due 30 through 89 days and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 80 banks reported it, totaling $1.74B; the median among the 46 with a nonzero amount was $10.3M. The largest value reported for Q2 2026 was $285.0M, by JPMorgan Chase Bank, N.A.

Definition

Report in the appropriate column the amount of all other loans to individuals for household, family, and other personal expenditures included in Schedule RC-C, part I, items 6.b and 6.d, that are past due 30 days or more or are in nonaccrual status as of the report date.

Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.

Where RCFDK216 sits on the call report

Reference facts for call report code RCFDK216
CodeRCFDK216 (prefix RCFD, item K216)
Prefix RCFDThe consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices).
ScheduleRC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets
Reported onFFIEC 031
ValueDollar amount, reported in thousands, as of the quarter end
In the MDRM since2011

The same item under other prefixes

Item K216 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCONK216 Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items 4,217

Largest reported values, Q2 2026

The ten banks reporting the largest RCFDK216 values
BankHeadquartersRCFDK216
JPMorgan Chase Bank, N.A. Columbus, OH $285.0M
Truist Bank Charlotte, NC $198.0M
Synchrony Bank Draper, UT $120.0M
Citibank, N.A. Sioux Falls, SD $118.0M
Manufacturers and Traders Trust Company Buffalo, NY $117.0M
Capital One, N.A. McLean, VA $102.0M
U.S. Bank N.A. Cincinnati, OH $70.7M
Citizens Bank, N.A. Providence, RI $66.4M
Bank of America, N.A. Charlotte, NC $62.0M
Fifth Third Bank, N.A. Cincinnati, OH $62.0M

Total reported by quarter

Sum of RCFDK216 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 202680$1.74B
March 31, 202680$1.63B
December 31, 202580$1.76B
September 30, 202580$1.62B
June 30, 202580$1.65B
March 31, 202582$1.65B
December 31, 202482$1.82B
September 30, 202482$2.13B

Related

All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is