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Call report code · Schedule RI-B, Part I

RIADC234: Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens

RIADC234 is the call report code for charge-offs on closed-end loans by 1-4 family residential properties:secured by first liens, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $187.0M; the median among the 705 with a nonzero amount was $35K. The largest value reported for Q2 2026 (year to date) was $18.0M, by Bank of America, N.A.

Where RIADC234 sits on the call report

Reference facts for call report code RIADC234
CodeRIADC234 (prefix RIAD, item C234)
Prefix RIADIncome statement items (Schedule RI and its supporting schedules).
ScheduleRI-B, Part I, Charge-offs and Recoveries on Loans and Leases
Reported onFFIEC 031, FFIEC 041, FFIEC 051
ValueDollar amount, reported in thousands, year to date
In the MDRM since2002

Largest reported values, Q2 2026

The ten banks reporting the largest RIADC234 values
BankHeadquartersRIADC234
Bank of America, N.A. Charlotte, NC $18.0M
JPMorgan Chase Bank, N.A. Columbus, OH $16.0M
Wells Fargo Bank, N.A. Sioux Falls, SD $11.0M
U.S. Bank N.A. Cincinnati, OH $8.5M
Citibank, N.A. Sioux Falls, SD $8.0M
Trustmark Bank Jackson, MS $6.8M
Citizens Bank, N.A. Providence, RI $6.6M
One American Bank Centerville, SD $5.2M
The Huntington National Bank Columbus, OH $5.1M
BMO Bank N.A. Chicago, IL $2.8M

Total reported by quarter

Sum of RIADC234 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 20264,297$187.0M
March 31, 20264,336$84.5M
December 31, 20254,394$422.0M
September 30, 20254,435$326.8M
June 30, 20254,477$174.8M
March 31, 20254,519$66.5M
December 31, 20244,543$468.1M
September 30, 20244,572$375.6M

Related

All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is