RIAD5415: Net Gains (Losses) on Other Real Estate Owned
RIAD5415 is the call report code for net gains (losses) on other real estate owned, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $21.2M; the median among the 918 with a nonzero amount was $1K. The largest value reported for Q2 2026 (year to date) was $12.2M, by TD Bank, N.A.
Definition
Includes the dollar amount of net gains (losses) on other real estate owned (reported in Schedule RC, item 2150) included in 'All Other Noninterest Income' if the absolute value of this amount exceeds ten percent of the amount reported in item 5408. If the bank reports a net loss in this item, the amount is enclosed in parentheses. If the bank reports net gains (losses) on other real estate owned in this item, a zero or the word 'none' is reported in 'Net (Gains) Losses on Other Real Estate Owned (5418)'.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD5415 sits on the call report
| Code | RIAD5415 (prefix RIAD, item 5415) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1991 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD5415 |
|---|---|---|
| TD Bank, N.A. | Wilmington, DE | $12.2M |
| Banco Popular de Puerto Rico | San Juan, PR | $10.0M |
| D.L. Evans Bank | Burley, ID | $5.0M |
| Santander Bank, N.A. | Wilmington, DE | $4.6M |
| Alpine Bank | Glenwood Springs, CO | $4.3M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $4.0M |
| Merchants Bank of Indiana | Carmel, IN | $2.8M |
| The Peoples Bank | Pratt, KS | $2.5M |
| TexasBank | Fort Worth, TX | $2.3M |
| Centier Bank | Merrillville, IN | $2.2M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $21.2M |
| March 31, 2026 | 4,336 | $13.8M |
| December 31, 2025 | 4,394 | $19.1M |
| September 30, 2025 | 4,435 | $46.2M |
| June 30, 2025 | 4,477 | $18.5M |
| March 31, 2025 | 4,519 | $1.1M |
| December 31, 2024 | 4,543 | $41.6M |
| September 30, 2024 | 4,572 | $88.1M |
Related
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