RCONF065: Secured Liabilities: Amount of 'Other Borrowings' That Are Secured
RCONF065 is the call report code for secured liabilities: amount of 'other borrowings' that are secured, reported on Schedule RC-M, Memoranda. For Q2 2026, 4,217 banks reported it, totaling $22.44B; the median among the 372 with a nonzero amount was $4.0M. The largest value reported for Q2 2026 was $4.86B, by Sallie Mae Bank.
Definition
Report the carrying amount of 'Other borrowings' (as defined for Schedule RC-M, item 5.b) that are secured. Secured 'Other borrowings' include, but are not limited to, transfers of financial assets accounted for as financing transactions because they do not satisfy the criteria for sale accounting under ASC Topic 860, Transfers and Servicing (formerly FASB Statement No. 140, 'Accounting for Transfers and Servicing of Financial Assets and Extinguishments of Liabilities,' as amended), mortgages payable on bank premises and other real estate owned, and obligations under capitalized leases.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONF065 sits on the call report
| Code | RCONF065 (prefix RCON, item F065) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-M, Memoranda |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2006 |
The same item under other prefixes
Item F065 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDF065 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONF065 |
|---|---|---|
| Sallie Mae Bank | Salt Lake City, UT | $4.86B |
| Beal Bank USA | Las Vegas, NV | $2.65B |
| Comenity Bank | Wilmington, DE | $2.10B |
| First National Bank of Omaha | Omaha, NE | $1.80B |
| SoFi Bank, N.A. | Cottonwood Heights, UT | $1.49B |
| Barclays Bank Delaware | Wilmington, DE | $752.0M |
| Western Alliance Bank | Phoenix, AZ | $715.6M |
| Cornerstone Capital Bank, SSB | Houston, TX | $708.5M |
| Axos Bank | San Diego, CA | $576.7M |
| Southside Bank | Tyler, TX | $355.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $22.44B |
| March 31, 2026 | 4,256 | $21.12B |
| December 31, 2025 | 4,314 | $23.01B |
| September 30, 2025 | 4,355 | $24.74B |
| June 30, 2025 | 4,397 | $24.48B |
| March 31, 2025 | 4,437 | $19.66B |
| December 31, 2024 | 4,461 | $22.59B |
| September 30, 2024 | 4,490 | $55.94B |
Related
All codes on Schedule RC-M · All call report schedules · Find the code for a loan type · What a call report is