Bank call report · Jericho, NY
Esquire Bank, N.A. Call Report
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Esquire Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 269 reported line items, schedule by schedule (804 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3447820 |
| FDIC certificate number | 58140 |
| Total assets | $2.49B |
Official Q2 2026 call report PDF (FFIEC) →
Esquire Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Esquire Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.49B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.49B |
| Total Liabilities and Minority Interest | RCON2948 | $2.22B |
| Total Deposits | RCON2200 | $2.20B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.90B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.88B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.63B |
| Deposits: Noninterest-bearing | RCON6631 | $571.3M |
| Total Equity Capital | RCON3210 | $278.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $278.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $240.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $216.0M |
| Interest-bearing Balances | RCON0071 | $204.6M |
| Other Assets | RCON2160 | $74.2M |
| Surplus | RCON3839 | $62.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $56.1M |
| Held-to-maturity Securities, Total | RCON1754 | $56.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $37.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $24.7M |
| Other Liabilities, Total | RCON2930 | $17.5M |
| Common Stock | RCON3230 | $10.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$9.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $5.7M |
| Other Borrowed Money | RCON3190 | $39K |
Schedule RI: Income Statement (34 items)
About Schedule RI · Esquire Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $80.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $70.6M |
| Net Interest Income | RIAD4074 | $69.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $57.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $39.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $39.4M |
| Total Noninterest Expense | RIAD4093 | $37.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $28.2M |
| Net Income (Loss) | RIAD4340 | $28.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $28.2M |
| Salaries and Employee Benefits | RIAD4135 | $21.1M |
| Other Noninterest Expense | RIAD4092 | $14.8M |
| Total Noninterest Income | RIAD4079 | $12.8M |
| Other Noninterest Income | RIADB497 | $12.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $12.1M |
| Applicable Income Taxes | RIAD4302 | $11.2M |
| Total Interest Expense | RIAD4073 | $10.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $6.1M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $5.7M |
| Provision for Loan and Lease Losses | RIAD4230 | $5.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $5.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $4.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.4M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $899K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $258K |
| Other Interest Income | RIAD4518 | $103K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $71K |
| Net Servicing Fees | RIADB492 | $65K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $45K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $4K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $3K |
| Other Interest Expense | RIADGW44 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 164 |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · Esquire Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $159.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $158.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $56.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $51.1M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $253.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $119.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $95.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $83.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $71.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $51.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $35.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $34.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $9.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $9.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $6.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $3.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $881K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $873K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $584K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $141K |
Schedule RC-C, Part I: Loans and Leases (21 items)
About Schedule RC-C, Part I · Esquire Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.90B |
| Commercial and Industrial Loans | RCON1766 | $1.34B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $1.17B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.16B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $395.2M |
| Pledged Loans and Leases | RCONG378 | $360.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $291.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $268.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $126.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $115.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $44.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $18.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $9.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $7.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $7.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $6.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $920K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $863K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $604K |
| Other Loans | RCONJ464 | $301K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $45K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $86.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $6.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $453K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 265 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 54 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 14 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 5 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · Esquire Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $1.88B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.88B |
| Total Demand Deposits (See Note Below) | RCON2210 | $571.3M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $316.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $316.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $295.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $15.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $2.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $2.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $925K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $740K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $630K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $369K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $347K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $282K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $213K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $90K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $47.0M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $28.3M |
| Accrued Interest Receivable | RCONB556 | $13.6M |
| Net Deferred Tax Assets | RCON2148 | $10.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.2M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $14.8M |
| All Other Liabilities | RCON2938 | $2.3M |
| Operating lease liabilities | RCONLB56 | $2.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $500K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Esquire Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.47B |
| Quarterly Average of Total Loans | RCON3360 | $1.88B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.34B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.27B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $503.1M |
| Mortgage-backed Securities | RCONB559 | $319.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $304.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $204.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $28.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $9.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $3.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $2.5M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $39K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $3K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · Esquire Bank, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $20.24B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $96.6M |
| Performance Standby Letters of Credit | RCON3821 | $12.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $10K |
Schedule RC-M: Memoranda (2 items)
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · Esquire Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $5.1M |
| Additions to Nonaccrual Assets | RCONC410 | $4.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $4.4M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $736K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $13K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $13K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $4K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (11 items)
About Schedule RC-O · Esquire Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.47B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.20B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.06B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $741.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $284.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $139.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $347K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,679 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 933 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 9 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Esquire Bank, N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.02B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Esquire Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.47B |
| Average total consolidated assets | RCOAKW03 | $2.47B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.02B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $313.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $288.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $288.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $288.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $278.5M |
| Retained Earnings | RCOAKW00 | $216.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $72.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $25.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $25.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $25.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$9.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$9.8M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1549 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1424 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1424 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1168 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0749 |
Schedule RC-R, Part II: Risk-Weighted Assets (45 items)
About Schedule RC-R, Part II · Esquire Bank, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.02B |
| Total Risk-weighted Assets | RCONG641 | $2.02B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.88B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.88B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.84B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.77B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.77B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $355.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $355.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $242.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $240.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $223.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $200.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $200.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $168.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $127.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $127.1M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $127.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $127.1M |
| Total All Other Assets | RCOND981 | $79.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $75.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $74.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $71.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $63.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $59.0M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $56.1M |
| Total Held-to-maturity Securities | RCOND961 | $56.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$38.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $37.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $30.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $18.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $18.8M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$13.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $12.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $11.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $11.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $7.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $6.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $6.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $5.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $5.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $5.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $5.1M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.8M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $278.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $257.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $257.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $6.0M |
| Other Comprehensive Income | RIADB511 | -$1.3M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Esquire Bank, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $4.9M |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $4.7M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $152K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $4K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Esquire Bank, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $24.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $24.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $4.9M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.90B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $1.34B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $528.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $26.8M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $24.7M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $17.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $9.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $1.2M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $29K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $155.3M |
Esquire Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Esquire Bank, N.A. call report?
The Esquire Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Esquire Bank, N.A. file?
Esquire Bank, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Esquire Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Esquire Bank, N.A. has Federal Reserve RSSD ID 3447820 and FDIC certificate number 58140. Either one finds its filings on the FFIEC Central Data Repository.
How often does Esquire Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Esquire Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 58140) · FFIEC NIC profile (RSSD 3447820)