Security Bank of Kansas City: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 35.3% higher than in Q1 2026, at $153.0M. Within Kansas, Security Bank of Kansas City is 124th of 182 on loan-to-deposit ratio, 66.01% as of Q2 2026, below the middle of the field. Security Bank of Kansas City reported 66.01% on loan-to-deposit ratio for Q2 2026, 22.19 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $153.0M |
| Cash and noninterest-bearing balances to assets | 3.97% |
| Cash and securities | $1.57B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $203.6M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.01% |
| Net loans and leases to deposits | 64.96% |
| Loans and leases to core deposits | 74.34% |
| Core deposits to total deposits | 88.79% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 64.68% | 94.40% | $187.5M | $226.0M |
| Q4 2023 | 69.24% | 94.16% | $179.5M | $350.0M |
| Q1 2024 | 69.88% | 91.66% | $186.4M | $330.0M |
| Q2 2024 | 70.99% | 90.70% | $179.8M | $340.0M |
| Q3 2024 | 66.19% | 88.49% | $180.5M | $105.0M |
| Q4 2024 | 67.57% | 88.14% | $191.6M | $115.0M |
| Q1 2025 | 67.68% | 87.07% | $173.5M | $75.0M |
| Q2 2025 | 67.23% | 86.01% | $175.2M | $45.0M |
| Q3 2025 | 67.32% | 86.87% | $179.6M | $0 |
| Q4 2025 | 67.00% | 86.62% | $191.7M | $0 |
| Q1 2026 | 67.53% | 87.81% | $176.3M | $0 |
| Q2 2026 | 66.01% | 88.79% | $203.6M | $0 |
Security Bank of Kansas City liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank of Kansas City, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank of Kansas City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4705) · FFIEC NIC profile (RSSD 1009354)