Security Bank of Kansas City: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on securities edged up 0.10 percentage points between Q1 2026 and Q2 2026, to 2.28%. On net interest margin, Security Bank of Kansas City is 12th from the bottom among 182 Kansas banks, 3.13% (Q2 2026). Security Bank of Kansas City reported 3.13% on net interest margin for Q2 2026, 0.58 points below the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.52% |
| Yield on loans | 6.20% |
| Yield on securities | 2.28% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.55% |
| Cost of interest-bearing deposits | 2.08% |
| Cost of interest-bearing liabilities | 2.09% |
| Cost of borrowings | 2.06% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.13% |
| Yield to cost spread | 2.43% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $31.9M |
| Total interest expense | $13.1M |
| Interest expense on deposits | $12.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.32% | 1.55% | 2.93% | 6.34% | 2.04% |
| Q4 2023 | 4.41% | 1.82% | 2.78% | 6.38% | 2.04% |
| Q1 2024 | 4.48% | 1.99% | 2.70% | 6.42% | 2.03% |
| Q2 2024 | 4.55% | 2.10% | 2.71% | 6.48% | 2.03% |
| Q3 2024 | 4.64% | 1.96% | 2.92% | 6.65% | 2.01% |
| Q4 2024 | 4.46% | 1.77% | 2.92% | 6.35% | 2.03% |
| Q1 2025 | 4.33% | 1.69% | 2.85% | 6.07% | 2.01% |
| Q2 2025 | 4.43% | 1.70% | 2.94% | 6.21% | 2.03% |
| Q3 2025 | 4.53% | 1.69% | 3.06% | 6.31% | 2.08% |
| Q4 2025 | 4.52% | 1.64% | 3.08% | 6.21% | 2.13% |
| Q1 2026 | 4.49% | 1.57% | 3.08% | 6.14% | 2.18% |
| Q2 2026 | 4.52% | 1.55% | 3.13% | 6.20% | 2.28% |
Security Bank of Kansas City yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank of Kansas City, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank of Kansas City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4705) · FFIEC NIC profile (RSSD 1009354)