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Bank call report · Sylva, NC

Jackson Savings Bank, SSB Call Report

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Jackson Savings Bank, SSB filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 167 reported line items, schedule by schedule (1,006 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Jackson Savings Bank, SSB call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID360777
FDIC certificate number31266
Total assets$31.9M

Official Q2 2026 call report PDF (FFIEC) →

Jackson Savings Bank, SSB call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (16 items)

About Schedule RC · Jackson Savings Bank, SSB balance sheet trends

Jackson Savings Bank, SSB Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $31.9M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $31.9M
Total Liabilities and Minority Interest RCON2948 $24.7M
Total Deposits RCON2200 $24.7M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $24.7M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $23.3M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $23.2M
Total Equity Capital RCON3210 $7.1M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $7.1M
Undivided Profits and Capital Reserves RCON3632 $7.1M
Interest-bearing Balances RCON0071 $7.1M
Noninterest-bearing Balances and Currency and Coin RCON0081 $858K
Other Assets RCON2160 $513K
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $202K
Other Liabilities, Total RCON2930 $74K
Allowance for Loan and Lease Losses RCON3123 $68K
Schedule RI: Income Statement (22 items)

About Schedule RI · Jackson Savings Bank, SSB income statement trends

Jackson Savings Bank, SSB Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $784K
Interest and Fee Income on Loans, Total RIAD4010 $663K
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $568K
Total Interest Expense RIAD4073 $394K
Net Interest Income RIAD4074 $390K
Total Noninterest Expense RIAD4093 $357K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $269K
Salaries and Employee Benefits RIAD4135 $165K
Other Noninterest Expense RIAD4092 $163K
Interest Income on Balances Due from Depository Institutions RIAD4115 $121K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $105K
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $95K
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $34K
Income (Loss) Before Discontinued Operations RIAD4300 $34K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $34K
Net Income (Loss) RIAD4340 $34K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $34K
Expenses of Premises and Fixed Assets RIAD4217 $29K
Savings Deposits (Including Mmdas) RIAD0093 $20K
Other Noninterest Income RIADB497 $1K
Total Noninterest Income RIAD4079 $1K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 5
Schedule RC-C, Part I: Loans and Leases (19 items)

About Schedule RC-C, Part I · Jackson Savings Bank, SSB loans and leases trends

Jackson Savings Bank, SSB Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $23.3M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $19.9M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $19.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $18.7M
Pledged Loans and Leases RCONG378 $12.5M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $2.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $1.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $1.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $986K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $898K
Loans Secured by 1-4 Family Residential Construction RCONF158 $697K
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $542K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $320K
Unearned Income on Loans RCON2123 $180K
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $55K
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $35K
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $28K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $7K
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $7K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)

About Schedule RC-C, Part II

Jackson Savings Bank, SSB Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $1.2M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $565K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $540K
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 11
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 8
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 2
Schedule RC-E: Deposit Liabilities (17 items)

About Schedule RC-E · Jackson Savings Bank, SSB deposit liabilities trends

Jackson Savings Bank, SSB Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $24.7M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $24.7M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $12.6M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $8.9M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $7.2M
Total Time Deposits of Less Than $100,000 RCON6648 $6.3M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $5.8M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $5.2M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $4.0M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $3.9M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $2.9M
Money Market Deposit Accounts (Mmda's) RCON6810 $2.5M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $1.4M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $1.2M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $715K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $634K
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $566K
Schedule RC-F: Other Assets (5 items)

About Schedule RC-F

Jackson Savings Bank, SSB Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $221K
Accrued Interest Receivable RCONB556 $106K
Other Assets RCON2168 $92K
Net Deferred Tax Assets RCON2148 $72K
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $22K
Schedule RC-G: Other Liabilities (3 items)

About Schedule RC-G

Jackson Savings Bank, SSB Schedule RC-G, Q2 2026
Line item Code Q2 2026
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $40K
Other Expenses Accrued and Unpaid RCON3646 $30K
All Other Liabilities RCON2938 $4K
Schedule RC-K: Quarterly Averages (9 items)

About Schedule RC-K · Jackson Savings Bank, SSB quarterly averages trends

Jackson Savings Bank, SSB Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $30.9M
Quarterly Average of Total Loans RCON3360 $22.9M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $19.4M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $13.6M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $6.8M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $5.5M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $4.0M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $3.4M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $10K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)

About Schedule RC-L · Jackson Savings Bank, SSB derivatives and off-balance-sheet items trends

Jackson Savings Bank, SSB Schedule RC-L, Q2 2026
Line item Code Q2 2026
1-4 Family Residential Construction Loan Commitments RCONF164 $1.3M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $689K
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (4 items)

About Schedule RC-N · Jackson Savings Bank, SSB past due and nonaccrual loans, leases, and other assets trends

Jackson Savings Bank, SSB Schedule RC-N, Q2 2026
Line item Code Q2 2026
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $225K
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $225K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing RCONC237 $115K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $115K
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)

About Schedule RC-O · Jackson Savings Bank, SSB other data for deposit insurance assessments trends

Jackson Savings Bank, SSB Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $30.9M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $24.7M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $17.7M
Average Tangible Equity for the Calendar Quarter RCONK654 $7.1M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $5.8M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $1.2M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 786
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 32
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 18
Averaging Method Used RCONK653 2
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · Jackson Savings Bank, SSB regulatory capital trends

Jackson Savings Bank, SSB Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $15.7M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)

About Schedule RC-R, Part I · Jackson Savings Bank, SSB regulatory capital components and ratios trends

Jackson Savings Bank, SSB Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $30.9M
Average total consolidated assets RCOAKW03 $30.9M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $15.7M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $7.2M
Common Equity Tier 1 Capital RCOAP859 $7.1M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $7.1M
Retained Earnings RCOAKW00 $7.1M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $7.1M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $7.1M
General Loan and Lease Valuation Allowances RCOA5310 $68K
Tier 2 (Supplementary) Capital RCOA5311 $68K
Tier 2 Capital Before Deductions RCOAP870 $68K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.4575
Common Equity Tier 1 Capital Ratio RCOAP793 0.4531
Tier 1 Risk-based Capital Ratio RCOA7206 0.4531
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.3775
Tier 1 Leverage Capital Ratio RCOA7204 0.2304
Schedule RC-R, Part II: Risk-Weighted Assets (30 items)

About Schedule RC-R, Part II · Jackson Savings Bank, SSB risk-weighted assets trends

Jackson Savings Bank, SSB Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $23.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $20.6M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $20.0M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $19.9M
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $15.7M
Total Risk-weighted Assets RCONG641 $15.7M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $10.3M
Total Cash and Balances Due from Depository Institutions RCOND957 $7.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $7.1M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $7.1M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $7.1M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $4.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $4.0M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $4.0M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $3.4M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $1.4M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $1.3M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $858K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $858K
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $858K
Total All Other Assets RCOND981 $715K
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $689K
All Other Assets - 100 Pct Risk Weight Category RCOND985 $591K
Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category RCONG628 $345K
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $345K
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% RCONS529 $265K
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $265K
All Other Assets - 50 Pct Risk Weight Category RCOND984 $103K
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$68K
All Other Assets - 20 Pct Risk Weight Category RCOND983 $22K
Schedule RI-A: Changes in Bank Equity Capital (3 items)

About Schedule RI-A

Jackson Savings Bank, SSB Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $7.1M
Balance End of Previous Calendar Year as Restated RIADB508 $7.1M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $7.1M
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)

About Schedule RI-B, Part II · Jackson Savings Bank, SSB changes in allowances for credit losses trends

Jackson Savings Bank, SSB Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $68K
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $68K

Jackson Savings Bank, SSB call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Jackson Savings Bank, SSB call report?

The Jackson Savings Bank, SSB call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Jackson Savings Bank, SSB file?

Jackson Savings Bank, SSB files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Jackson Savings Bank, SSB call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Jackson Savings Bank, SSB has Federal Reserve RSSD ID 360777 and FDIC certificate number 31266. Either one finds its filings on the FFIEC Central Data Repository.

How often does Jackson Savings Bank, SSB file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Jackson Savings Bank, SSB financial reports and ratios →

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