Jackson Savings Bank, SSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Core deposits to total deposits: 2.15 percentage points higher than in Q1 2026, at 76.46%. Within North Carolina, Jackson Savings Bank, SSB is 8th of 38 on loan-to-deposit ratio, 94.50% as of Q2 2026, above the middle of the field. Jackson Savings Bank, SSB reported 94.50% on loan-to-deposit ratio for Q2 2026, 26.88 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $7.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.50% |
| Net loans and leases to deposits | 94.23% |
| Loans and leases to core deposits | 123.60% |
| Core deposits to total deposits | 76.46% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 72.77% | 81.73% | $0 | $0 |
| Q4 2023 | 71.38% | 81.41% | $0 | $0 |
| Q1 2024 | 85.45% | 79.08% | $0 | $0 |
| Q2 2024 | 83.89% | 77.43% | $0 | $0 |
| Q3 2024 | 87.55% | 77.39% | $0 | $0 |
| Q4 2024 | 91.71% | 75.95% | $0 | $0 |
| Q1 2025 | 92.00% | 76.74% | $0 | $0 |
| Q2 2025 | 92.12% | 70.72% | $0 | $0 |
| Q3 2025 | 94.15% | 69.59% | $0 | $0 |
| Q4 2025 | 97.80% | 76.01% | $0 | $0 |
| Q1 2026 | 93.02% | 74.32% | $0 | $0 |
| Q2 2026 | 94.50% | 76.46% | $0 | $0 |
Jackson Savings Bank, SSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Jackson Savings Bank, SSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jackson Savings Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31266) · FFIEC NIC profile (RSSD 360777)