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Cabarrus County, NC Bank Deposit Market Share

Wells Fargo Bank, N.A. holds the largest share of deposits in Cabarrus County, NC, 24.1%, followed by Truist Bank (17.4%) and Fifth Third Bank, N.A. (15.4%). 12 institutions hold $3.78B at 34 offices as of June 30, 2026, down 1.2% from 2025.

Institutions: 12 Offices: 34 Deposits: $3.78B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Farmers and Merchants Bank (0.50 points); Fifth Third Bank, N.A. (0.42 points); JPMorgan Chase Bank, N.A. (0.40 points).

Lost: Wells Fargo Bank, N.A. (-1.71 points); Pinnacle Bank (-0.31 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Wells Fargo Bank, N.A. 4 $913.1M 24.13% -1.71 pts -7.7%
2 Truist Bank 5 $657.3M 17.37% +0.19 pts -0.1%
3 Fifth Third Bank, N.A. 5 $584.2M 15.44% +0.42 pts 1.6%
4 Bank of America, N.A. 3 $363.9M 9.61% +0.04 pts -0.7%
5 Uwharrie Bank 2 $246.8M 6.52% -0.04 pts -1.8%
6 First-Citizens Bank & Trust Company 2 $241.8M 6.39% +0.17 pts 1.5%
7 Pinnacle Bank 2 $210.9M 5.57% -0.31 pts -6.4%
8 Farmers and Merchants Bank 2 $188.8M 4.99% +0.50 pts 9.9%
9 Bank OZK 2 $170.0M 4.49% +0.15 pts 2.2%
10 JPMorgan Chase Bank, N.A. 2 $101.6M 2.69% +0.40 pts 16.0%
11 First Bank 2 $93.6M 2.47% +0.16 pts 5.5%
12 Woodforest National Bank 3 $12.2M 0.32% +0.02 pts 6.6%

About this list

Deposits are those held at each institution's offices in Cabarrus County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

North Carolina deposits by institution Charlotte-Concord-Gastonia, NC-SC metro area North Carolina bank directory

Other counties in North Carolina

Mecklenburg CountyWake CountyNew Hanover CountyGuilford CountyDurham CountyForsyth CountyBuncombe CountyCumberland CountyIredell CountyCatawba CountyOrange CountyPitt CountyNash CountyGaston CountyUnion CountyBrunswick CountyJohnston CountyMoore CountyDavidson CountyAlamance CountyHenderson CountyWilson CountyOnslow CountyWayne CountyRandolph CountyRowan CountyDare CountyLincoln CountyCraven CountyCarteret CountySurry CountyStanly CountyWatauga CountyRobeson CountyHarnett CountyCleveland CountyRockingham CountyLee CountyMacon CountyColumbus County

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