Lists · Deposits by county
Wake County, NC Bank Deposit Market Share
First-Citizens Bank & Trust Company holds the largest share of deposits in Wake County, NC, 65.8%, followed by Wells Fargo Bank, N.A. (7.0%) and Truist Bank (6.6%). 36 institutions hold $106.45B at 242 offices as of June 30, 2026.
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | $70.07B | 65.83% | — |
| 2 | Wells Fargo Bank, N.A. | $7.46B | 7.01% | — |
| 3 | Truist Bank | $7.03B | 6.60% | — |
| 4 | Bank of America, N.A. | $4.24B | 3.98% | — |
| 5 | PNC Bank, N.A. | $4.12B | 3.87% | — |
| 6 | TowneBank | $2.06B | 1.94% | — |
| 7 | First Carolina Bank | $1.39B | 1.30% | — |
| 8 | First Horizon Bank | $1.35B | 1.27% | — |
| 9 | The Fidelity Bank | $1.31B | 1.23% | — |
| 10 | North State Bank | $1.13B | 1.06% | — |
| 11 | Pinnacle Bank | $1.07B | 1.00% | — |
| 12 | Fifth Third Bank, N.A. | $1.04B | 0.98% | — |
| 13 | JPMorgan Chase Bank, N.A. | $981.4M | 0.92% | — |
| 14 | First National Bank of Pennsylvania | $790.1M | 0.74% | — |
| 15 | First Bank | $390.0M | 0.37% | — |
| 16 | United Community Bank | $355.4M | 0.33% | — |
| 17 | Southern First Bank | $275.3M | 0.26% | — |
| 18 | HomeTrust Bank | $182.2M | 0.17% | — |
| 19 | Regions Bank | $154.4M | 0.15% | — |
| 20 | SouthState Bank, N.A. | $134.3M | 0.13% | — |
| 21 | The Huntington National Bank | $110.5M | 0.10% | — |
| 22 | Piedmont Federal Savings Bank | $110.4M | 0.10% | — |
| 23 | Southern Bank and Trust Company | $105.4M | 0.10% | — |
| 24 | KS Bank, Inc. | $92.5M | 0.09% | — |
| 25 | Atlantic Union Bank | $71.3M | 0.07% | — |
| 26 | United Bank | $68.7M | 0.06% | — |
| 27 | Capital Bank, N.A. | $58.3M | 0.05% | — |
| 28 | Mechanics & Farmers Bank | $48.9M | 0.05% | — |
| 29 | Carter Bank & Trust | $46.5M | 0.04% | — |
| 30 | Providence Bank | $41.4M | 0.04% | — |
| 31 | First Federal Bank | $36.6M | 0.03% | — |
| 32 | Farmers and Merchants Bank | $34.0M | 0.03% | — |
| 33 | TD Bank, N.A. | $25.2M | 0.02% | — |
| 34 | Benchmark Community Bank | $25.1M | 0.02% | — |
| 35 | Woodforest National Bank | $23.2M | 0.02% | — |
| 36 | FSNB, N.A. | $4.5M | <0.01% | — |
About this list
Deposits are those held at each institution's offices in Wake County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
The change from 2025 is not shown for this market: some offices that closed during the year cannot be placed in a single county or metro area, and they hold enough deposits to move the comparison. The 2026 shares are complete.
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