Lists · Deposits by county
Randolph County, NC Bank Deposit Market Share
Pinnacle Bank holds the largest share of deposits in Randolph County, NC, 21.6%, followed by First Horizon Bank (14.6%) and Wells Fargo Bank, N.A. (13.0%). 11 institutions hold $2.05B at 23 offices as of June 30, 2026, down 1.3% from 2025.
Largest share changes since 2025
Gained: Wells Fargo Bank, N.A. (0.46 points); Pinnacle Bank (0.41 points); Bank OZK (0.41 points).
Lost: First Horizon Bank (-0.98 points); First Bank (-0.45 points); PNC Bank, N.A. (-0.11 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Pinnacle Bank | $443.3M | 21.61% | +0.41 pts |
| 2 | First Horizon Bank | $300.5M | 14.65% | -0.98 pts |
| 3 | Wells Fargo Bank, N.A. | $267.1M | 13.02% | +0.46 pts |
| 4 | First Bank | $254.8M | 12.42% | -0.45 pts |
| 5 | The Fidelity Bank | $235.9M | 11.50% | -0.06 pts |
| 6 | Truist Bank | $204.5M | 9.97% | +0.17 pts |
| 7 | PNC Bank, N.A. | $129.4M | 6.31% | -0.11 pts |
| 8 | Bank OZK | $88.7M | 4.32% | +0.41 pts |
| 9 | First-Citizens Bank & Trust Company | $78.3M | 3.82% | +0.21 pts |
| 10 | Movement Bank | $37.0M | 1.80% | -0.09 pts |
| 11 | Woodforest National Bank | $12.1M | 0.59% | +0.03 pts |
About this list
Deposits are those held at each institution's offices in Randolph County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Wider markets
Other counties in North Carolina
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