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Harnett County, NC Bank Deposit Market Share

First Bank holds the largest share of deposits in Harnett County, NC, 25.4%, followed by Truist Bank (24.9%) and First-Citizens Bank & Trust Company (18.8%). 9 institutions hold $1.45B at 18 offices as of June 30, 2026, up 2.3% from 2025.

Institutions: 9 Offices: 18 Deposits: $1.45B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: KS Bank, Inc. (1.16 points); The Fidelity Bank (0.97 points); First-Citizens Bank & Trust Company (0.73 points).

Lost: Truist Bank (-1.95 points); First Bank (-1.36 points); The First Bank and Trust Company (-0.37 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First Bank 3 $368.2M 25.40% -1.36 pts -2.9%
2 Truist Bank 4 $360.9M 24.90% -1.95 pts -5.1%
3 First-Citizens Bank & Trust Company 2 $272.1M 18.77% +0.73 pts 6.4%
4 First Federal Bank 4 $171.7M 11.84% +0.60 pts 7.8%
5 The Fidelity Bank 1 $94.4M 6.51% +0.97 pts 20.3%
6 PNC Bank, N.A. 1 $91.7M 6.32% +0.20 pts 5.7%
7 KS Bank, Inc. 1 $52.7M 3.64% +1.16 pts 50.3%
8 The First Bank and Trust Company 1 $33.5M 2.31% -0.37 pts -11.7%
9 Woodforest National Bank 1 $4.3M 0.30% +0.00 pts 3.4%

About this list

Deposits are those held at each institution's offices in Harnett County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

North Carolina deposits by institution Fayetteville, NC metro area North Carolina bank directory

Other counties in North Carolina

Mecklenburg CountyWake CountyNew Hanover CountyGuilford CountyDurham CountyForsyth CountyBuncombe CountyCumberland CountyIredell CountyCatawba CountyCabarrus CountyOrange CountyPitt CountyNash CountyGaston CountyUnion CountyBrunswick CountyJohnston CountyMoore CountyDavidson CountyAlamance CountyHenderson CountyWilson CountyOnslow CountyWayne CountyRandolph CountyRowan CountyDare CountyLincoln CountyCraven CountyCarteret CountySurry CountyStanly CountyWatauga CountyRobeson CountyCleveland CountyRockingham CountyLee CountyMacon CountyColumbus County

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