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Iredell County, NC Bank Deposit Market Share

Wells Fargo Bank, N.A. holds the largest share of deposits in Iredell County, NC, 16.2%, followed by Truist Bank (13.3%) and Bank of America, N.A. (11.6%). 19 institutions hold $4.70B at 41 offices as of June 30, 2026, up 2.3% from 2025.

Institutions: 19 Offices: 41 Deposits: $4.70B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Blueharbor Bank (1.32 points); JPMorgan Chase Bank, N.A. (0.53 points); Pinnacle Bank (0.46 points).

Lost: First National Bank of Pennsylvania (-0.78 points); First Horizon Bank (-0.65 points); First-Citizens Bank & Trust Company (-0.42 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Wells Fargo Bank, N.A. 5 $761.0M 16.19% -0.37 pts 0.0%
2 Truist Bank 4 $623.9M 13.28% -0.40 pts -0.7%
3 Bank of America, N.A. 3 $544.7M 11.59% +0.20 pts 4.1%
4 Blueharbor Bank 2 $526.7M 11.21% +1.32 pts 15.9%
5 First National Bank of Pennsylvania 4 $475.1M 10.11% -0.78 pts -5.0%
6 Fifth Third Bank, N.A. 2 $303.7M 6.46% +0.31 pts 7.4%
7 Pinnacle Bank 1 $279.9M 5.96% +0.46 pts 10.9%
8 First-Citizens Bank & Trust Company 2 $268.0M 5.70% -0.42 pts -4.8%
9 First Horizon Bank 3 $178.5M 3.80% -0.65 pts -12.7%
10 United Community Bank 1 $111.7M 2.38% -0.02 pts 1.6%
11 First Bank 2 $109.7M 2.33% +0.07 pts 5.6%
12 JPMorgan Chase Bank, N.A. 2 $98.8M 2.10% +0.53 pts 37.2%
13 PNC Bank, N.A. 2 $89.2M 1.90% -0.08 pts -1.6%
14 Peoples Bank 1 $75.3M 1.60% +0.09 pts 8.1%
15 Carter Bank & Trust 2 $69.2M 1.47% -0.22 pts -11.0%
16 United Bank 1 $61.5M 1.31% +0.06 pts 7.0%
17 SouthState Bank, N.A. 1 $60.9M 1.30% -0.17 pts -9.4%
18 The Fidelity Bank 1 $44.7M 0.95% +0.03 pts 6.1%
19 Woodforest National Bank 2 $17.5M 0.37% +0.02 pts 7.0%

About this list

Deposits are those held at each institution's offices in Iredell County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

North Carolina deposits by institution Charlotte-Concord-Gastonia, NC-SC metro area North Carolina bank directory

Other counties in North Carolina

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