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Gaston County, NC Bank Deposit Market Share

Truist Bank holds the largest share of deposits in Gaston County, NC, 26.0%, followed by Wells Fargo Bank, N.A. (21.8%) and SouthState Bank, N.A. (10.6%). 16 institutions hold $3.50B at 43 offices as of June 30, 2026, up 0.5% from 2025.

Institutions: 16 Offices: 43 Deposits: $3.50B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: The Fidelity Bank (2.20 points); Fifth Third Bank, N.A. (0.79 points, new to this market); Belmont Savings Bank, SSB (0.42 points).

Lost: Truist Bank (-3.29 points); Bank of America, N.A. (-0.33 points); PNC Bank, N.A. (-0.27 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Truist Bank 7 $909.5M 25.99% -3.29 pts -10.8%
2 Wells Fargo Bank, N.A. 5 $761.4M 21.75% +0.36 pts 2.1%
3 SouthState Bank, N.A. 5 $371.2M 10.60% -0.21 pts -1.5%
4 Bank of America, N.A. 3 $335.6M 9.59% -0.33 pts -2.8%
5 The Fidelity Bank 3 $220.5M 6.30% +2.20 pts 54.2%
6 Bank OZK 3 $214.7M 6.13% +0.21 pts 4.0%
7 First Horizon Bank 3 $138.5M 3.96% -0.22 pts -4.8%
8 Belmont Savings Bank, SSB 1 $111.3M 3.18% +0.42 pts 15.9%
9 United Bank 1 $110.6M 3.16% -0.14 pts -3.7%
10 PNC Bank, N.A. 1 $103.3M 2.95% -0.27 pts -8.0%
11 Commercial Bank 2 $99.7M 2.85% +0.20 pts 8.0%
12 JPMorgan Chase Bank, N.A. 2 $47.3M 1.35% +0.38 pts 40.4%
13 HomeTrust Bank 1 $37.0M 1.06% +0.07 pts 7.7%
14 Fifth Third Bank, N.A. 1 $27.6M 0.79% +0.79 pts New
15 Woodforest National Bank 4 $12.1M 0.35% +0.02 pts 7.9%
16 TowneBank 1 $16K <0.01% +0.00 pts New

About this list

Deposits are those held at each institution's offices in Gaston County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

North Carolina deposits by institution Charlotte-Concord-Gastonia, NC-SC metro area North Carolina bank directory

Other counties in North Carolina

Mecklenburg CountyWake CountyNew Hanover CountyGuilford CountyDurham CountyForsyth CountyBuncombe CountyCumberland CountyIredell CountyCatawba CountyCabarrus CountyOrange CountyPitt CountyNash CountyUnion CountyBrunswick CountyJohnston CountyMoore CountyDavidson CountyAlamance CountyHenderson CountyWilson CountyOnslow CountyWayne CountyRandolph CountyRowan CountyDare CountyLincoln CountyCraven CountyCarteret CountySurry CountyStanly CountyWatauga CountyRobeson CountyHarnett CountyCleveland CountyRockingham CountyLee CountyMacon CountyColumbus County

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