Lists · Deposits by county
Mecklenburg County, NC Bank Deposit Market Share
Bank of America, N.A. holds the largest share of deposits in Mecklenburg County, NC, 71.1%, followed by Truist Bank (19.0%) and Wells Fargo Bank, N.A. (5.2%). 35 institutions hold $407.22B at 250 offices as of June 30, 2026, down 9.8% from 2025.
Largest share changes since 2025
Gained: Bank of America, N.A. (0.66 points); PNC Bank, N.A. (0.35 points); First-Citizens Bank & Trust Company (0.08 points).
Lost: Wells Fargo Bank, N.A. (-1.55 points); TD Bank, N.A. (-0.09 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Bank of America, N.A. | $289.52B | 71.10% | +0.66 pts |
| 2 | Truist Bank | $77.20B | 18.96% | +0.06 pts |
| 3 | Wells Fargo Bank, N.A. | $21.14B | 5.19% | -1.55 pts |
| 4 | Fifth Third Bank, N.A. | $3.79B | 0.93% | +0.07 pts |
| 5 | PNC Bank, N.A. | $3.23B | 0.79% | +0.35 pts |
| 6 | First-Citizens Bank & Trust Company | $2.38B | 0.58% | +0.08 pts |
| 7 | Pinnacle Bank | $1.49B | 0.37% | +0.08 pts |
| 8 | TowneBank | $1.28B | 0.31% | +0.08 pts |
| 9 | JPMorgan Chase Bank, N.A. | $1.10B | 0.27% | +0.07 pts |
| 10 | First National Bank of Pennsylvania | $1.02B | 0.25% | +0.05 pts |
| 11 | Regions Bank | $1.01B | 0.25% | +0.03 pts |
| 12 | SouthState Bank, N.A. | $985.5M | 0.24% | +0.02 pts |
| 13 | First Horizon Bank | $431.1M | 0.11% | +0.00 pts |
| 14 | U.S. Bank N.A. | $380.2M | 0.09% | +0.02 pts |
| 15 | Bank OZK | $344.9M | 0.08% | +0.01 pts |
| 16 | United Community Bank | $286.2M | 0.07% | +0.00 pts |
| 17 | First Bank | $234.9M | 0.06% | +0.01 pts |
| 18 | The Park National Bank | $209.6M | 0.05% | +0.01 pts |
| 19 | ServisFirst Bank | $194.7M | 0.05% | +0.03 pts |
| 20 | The Huntington National Bank | $181.0M | 0.04% | +0.02 pts |
| 21 | Peoples Bank | $102.5M | 0.03% | +0.00 pts |
| 22 | HomeTrust Bank | $99.1M | 0.02% | +0.01 pts |
| 23 | Southern First Bank | $95.1M | 0.02% | +0.01 pts |
| 24 | Ameris Bank | $92.6M | 0.02% | 0.00 pts |
| 25 | United Bank | $89.5M | 0.02% | +0.00 pts |
| 26 | Oakworth Capital Bank | $75.5M | 0.02% | +0.01 pts |
| 27 | TD Bank, N.A. | $59.4M | 0.01% | -0.09 pts |
| 28 | Uwharrie Bank | $46.9M | 0.01% | +0.00 pts |
| 29 | Carter Bank & Trust | $42.6M | 0.01% | +0.00 pts |
| 30 | Encore Bank | $35.4M | <0.01% | 0.00 pts |
| 31 | Mechanics & Farmers Bank | $29.9M | <0.01% | +0.00 pts |
| 32 | Woodforest National Bank | $28.0M | <0.01% | +0.00 pts |
| 33 | The Fidelity Bank | $4.2M | <0.01% | +0.00 pts |
| 34 | Cedar Hill National Bank | $2.0M | <0.01% | +0.00 pts |
| 35 | Flagstar Bank, N.A. | $0 | <0.01% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Mecklenburg County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Wider markets
Other counties in North Carolina
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