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Lists · Deposits by state

Michigan Bank Deposits by Institution

98 institutions operate 1,920 offices in Michigan, holding $302.71B in deposits as of June 30, 2026, -0.3% from 2025. JPMorgan Chase Bank, N.A. has the largest share at 21.3%, followed by Fifth Third Bank, N.A. (18.6%).

Listed: 98 of 98 Offices: 1,920 Survey: FDIC Summary of Deposits, June 30, 2026
# Institution Offices Deposits in Michigan Market share Change from 2025
1 JPMorgan Chase Bank, N.A. 171 $64.44B 21.29% 2.4%
2 Fifth Third Bank, N.A. 308 $56.30B 18.60% 185.3%
3 The Huntington National Bank 299 $37.95B 12.54% 1.3%
4 Bank of America, N.A. 72 $28.84B 9.53% -7.8%
5 PNC Bank, N.A. 124 $21.37B 7.06% 0.8%
6 Flagstar Bank, N.A. 101 $17.08B 5.64% -20.3%
7 Citizens Bank, N.A. 62 $6.55B 2.16% -1.5%
8 Northpointe Bank 1 $5.25B 1.74% 16.8%
9 Independent Bank 59 $4.93B 1.63% 4.2%
10 Mercantile Bank 40 $4.93B 1.63% 4.2%
11 First National Bank of America 3 $3.88B 1.28% 3.7%
12 ChoiceOne Bank 48 $3.61B 1.19% 0.4%
13 Macatawa Bank, N.A. 28 $3.07B 1.01% 4.9%
14 Bank of Ann Arbor 18 $2.84B 0.94% 6.9%
15 First Merchants Bank 31 $2.50B 0.83% -1.0%
16 Old National Bank 20 $2.21B 0.73% 19.2%
17 Isabella Bank 31 $1.85B 0.61% -1.7%
18 Horizon Bank 27 $1.56B 0.51% -6.6%
19 KeyBank N.A. 19 $1.50B 0.49% -1.3%
20 CIBC Bank USA 1 $1.44B 0.48% 4.5%
21 Southern Michigan Bank & Trust 20 $1.40B 0.46% 7.1%
22 The Dart Bank 4 $1.27B 0.42% 10.2%
23 First State Bank 11 $1.21B 0.40% 3.9%
24 County National Bank 14 $1.11B 0.37% 0.2%
25 West Michigan Community Bank 8 $1.07B 0.35% 15.5%
26 University Bank 2 $1.06B 0.35% 20.8%
27 Northstar Bank 10 $973.6M 0.32% 13.1%
28 Nicolet National Bank 15 $938.5M 0.31% 13.1%
29 Sturgis Bank & Trust Company 17 $893.0M 0.30% 1.2%
30 United Bank of Michigan 13 $892.7M 0.29% 3.4%
31 Superior National Bank 10 $881.5M 0.29% 4.7%
32 First National Bank of Michigan 6 $807.2M 0.27% 3.9%
33 Oxford Bank 8 $782.6M 0.26% 6.7%
34 West Shore Bank 9 $720.2M 0.24% 10.4%
35 Thumb Bank & Trust 13 $595.8M 0.20% 1.4%
36 Tri-County Bank 12 $545.6M 0.18% 6.3%
37 Highpoint Community Bank 6 $540.0M 0.18% -10.8%
38 Citizens State Bank 3 $530.5M 0.18% 41.5%
39 First Bank, Upper Michigan 9 $528.3M 0.17% 2.0%
40 Incrediblebank 6 $522.9M 0.17% -0.2%
41 Range Bank 8 $517.7M 0.17% 2.1%
42 First Independence Bank 2 $510.7M 0.17% 8.0%
43 Commercial Bank 10 $475.2M 0.16% -3.0%
44 Eaton Community Bank 7 $459.0M 0.15% 6.4%
45 Eastern Michigan Bank 12 $453.7M 0.15% 0.7%
46 Central Savings Bank 9 $447.4M 0.15% 6.9%
47 Grand River Bank 2 $446.1M 0.15% 3.5%
48 Citizens National Bank of Cheboygan 10 $435.8M 0.14% -1.3%
49 1st State Bank 5 $428.8M 0.14% 9.6%
50 WesBanco Bank, Inc. 5 $420.7M 0.14% -3.8%
51 Century Bank and Trust 10 $419.0M 0.14% 1.6%
52 Lake-Osceola State Bank 12 $403.4M 0.13% 6.3%
53 State Savings Bank 8 $391.6M 0.13% 5.4%
54 Honor Bank 8 $384.1M 0.13% 4.4%
55 Chelsea State Bank 4 $366.0M 0.12% 2.4%
56 First Community Bank 10 $358.3M 0.12% 2.8%
57 The Shelby State Bank 9 $339.5M 0.11% 3.8%
58 First National Bank & Trust 7 $337.6M 0.11% -1.4%
59 The First National Bank of Saint Ignace 7 $316.3M 0.10% 3.0%
60 Union Bank 8 $313.5M 0.10% 4.6%
61 1st Source Bank 8 $304.8M 0.10% -0.4%
62 Upper Peninsula State Bank 5 $303.6M 0.10% 4.6%
63 Waterford Bank, N.A. 2 $286.8M 0.09% 7.0%
64 Alden State Bank 4 $276.4M 0.09% -1.5%
65 Huron Community Bank 8 $268.7M 0.09% -2.1%
66 Huron Valley State Bank 3 $261.4M 0.09% 16.4%
67 The Northern Trust Company 2 $230.0M 0.08% 10.0%
68 Charlevoix State Bank 7 $221.0M 0.07% 1.8%
69 Mi Bank 1 $220.9M 0.07% -3.3%
70 Dearborn Federal Savings Bank 5 $198.2M 0.07% 15.1%
71 Northern Interstate Bank, N.A. 5 $170.8M 0.06% -2.6%
72 Capitol National Bank 2 $162.1M 0.05% 4.9%
73 The State Savings Bank of Manistique 3 $154.1M 0.05% 11.3%
74 Baybank 3 $145.8M 0.05% 0.4%
75 Bank Michigan 3 $144.9M 0.05% 28.9%
76 Peoples State Bank of Munising 5 $142.0M 0.05% -5.2%
77 Bay Port State Bank 4 $136.1M 0.04% 1.9%
78 Sidney State Bank 3 $123.1M 0.04% -6.8%
79 The Stephenson National Bank and Trust 1 $120.0M 0.04% 69.0%
80 The Miners State Bank 5 $117.6M 0.04% -6.0%
81 G.W. Jones Exchange Bank 4 $110.9M 0.04% 12.8%
82 Kalamazoo County State Bank 3 $105.3M 0.03% -2.6%
83 Liberty Bank and Trust Company 1 $105.0M 0.03% 145.1%
84 Blissfield State Bank 1 $104.5M 0.03% -0.7%
85 The Farmers & Merchants State Bank 2 $98.7M 0.03% 75.7%
86 Community Unity Bank 1 $85.8M 0.03% 66.3%
87 Mayville State Bank 2 $85.0M 0.03% 0.0%
88 Huron State Bank 1 $82.4M 0.03% 7.0%
89 First Financial Bank 1 $75.9M 0.03% —
90 First State Bank of Michigan 2 $71.6M 0.02% 55.0%
91 Homestead Savings Bank 3 $64.6M 0.02% -0.9%
92 The Port Austin State Bank 1 $54.6M 0.02% 0.0%
93 The First National Bank of Wakefield 2 $47.7M 0.02% -2.9%
94 Farmers State Bank 1 $29.2M 0.01% 1.6%
95 JPMorgan Chase Bank, Dearborn 1 $500K 0.00% 0.0%
96 Wells Fargo Bank, N.A. 1 $0 0.00% —
97 Wilmington Trust, N.A. 1 $0 0.00% —
98 CIBC National Trust Company 1 $0 0.00% —

About this list

Deposits are those held at each institution's offices in Michigan as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the bank is headquartered in. Market share is the institution's deposits divided by all deposits in Michigan. Change from 2025 compares the same institution's Michigan deposits and includes deposits that moved through mergers and branch sales; a dash means the institution had no offices here a year earlier. For banks headquartered in the state, see the Michigan bank directory.

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