Lists · Deposits by metro area
Ann Arbor, MI Metro Area Bank Deposit Market Share
JPMorgan Chase Bank, N.A. holds the largest share of deposits in the Ann Arbor, MI metro area, 19.7%, followed by Bank of Ann Arbor (13.4%) and The Huntington National Bank (11.5%). 15 institutions hold $12.01B at 71 offices as of June 30, 2026, up 1.3% from 2025.
Largest share changes since 2025
Gained: Fifth Third Bank, N.A. (6.50 points); University Bank (1.42 points); Bank of Ann Arbor (0.57 points).
Lost: Bank of America, N.A. (-0.67 points); JPMorgan Chase Bank, N.A. (-0.53 points); Old National Bank (-0.49 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | $2.36B | 19.65% | -0.53 pts |
| 2 | Bank of Ann Arbor | $1.61B | 13.41% | +0.57 pts |
| 3 | The Huntington National Bank | $1.38B | 11.50% | +0.21 pts |
| 4 | PNC Bank, N.A. | $1.20B | 9.98% | +0.09 pts |
| 5 | University Bank | $1.06B | 8.84% | +1.42 pts |
| 6 | Fifth Third Bank, N.A. | $1.04B | 8.68% | +6.50 pts |
| 7 | KeyBank N.A. | $990.7M | 8.25% | -0.19 pts |
| 8 | Bank of America, N.A. | $752.2M | 6.26% | -0.67 pts |
| 9 | Old National Bank | $420.9M | 3.50% | -0.49 pts |
| 10 | Chelsea State Bank | $363.1M | 3.02% | +0.01 pts |
| 11 | Flagstar Bank, N.A. | $318.7M | 2.65% | -0.13 pts |
| 12 | First Merchants Bank | $227.9M | 1.90% | -0.19 pts |
| 13 | Northstar Bank | $182.7M | 1.52% | +0.40 pts |
| 14 | Citizens Bank, N.A. | $58.1M | 0.48% | -0.06 pts |
| 15 | Bank Michigan | $41.7M | 0.35% | +0.10 pts |
About this list
Deposits are those held at each institution's offices in Ann Arbor, MI (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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