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Ingham County, MI Bank Deposit Market Share

First National Bank of America holds the largest share of deposits in Ingham County, MI, 34.1%, followed by PNC Bank, N.A. (13.5%) and The Dart Bank (12.0%). 17 institutions hold $9.83B at 49 offices as of June 30, 2026, up 2.4% from 2025.

Institutions: 17 Offices: 49 Deposits: $9.83B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (2.40 points); The Dart Bank (1.22 points); First National Bank of America (0.38 points).

Lost: PNC Bank, N.A. (-0.91 points); The Huntington National Bank (-0.63 points); JPMorgan Chase Bank, N.A. (-0.13 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First National Bank of America 1 $3.35B 34.10% +0.38 pts 3.5%
2 PNC Bank, N.A. 4 $1.33B 13.54% -0.91 pts -4.1%
3 The Dart Bank 3 $1.18B 12.03% +1.22 pts 14.0%
4 Fifth Third Bank, N.A. 7 $919.0M 9.35% +2.40 pts 37.8%
5 JPMorgan Chase Bank, N.A. 5 $733.6M 7.46% -0.13 pts 0.7%
6 Bank of America, N.A. 3 $507.1M 5.16% -0.01 pts 2.2%
7 The Huntington National Bank 6 $462.1M 4.70% -0.63 pts -9.6%
8 Independent Bank 5 $373.5M 3.80% +0.30 pts 11.2%
9 Mercantile Bank 1 $272.0M 2.77% -0.05 pts 0.6%
10 Flagstar Bank, N.A. 2 $197.5M 2.01% -0.11 pts -2.8%
11 Capitol National Bank 2 $162.1M 1.65% +0.04 pts 4.9%
12 Commercial Bank 3 $101.1M 1.03% -0.09 pts -5.9%
13 Horizon Bank 2 $90.9M 0.93% -0.02 pts 0.1%
14 Eaton Community Bank 2 $78.1M 0.79% +0.03 pts 6.2%
15 First National Bank of Michigan 1 $33.6M 0.34% +0.04 pts 17.4%
16 ChoiceOne Bank 1 $26.8M 0.27% -0.01 pts -2.2%
17 Homestead Savings Bank 1 $7.5M 0.08% +0.01 pts 20.1%

About this list

Deposits are those held at each institution's offices in Ingham County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Michigan deposits by institution Lansing-East Lansing, MI metro area Michigan bank directory

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