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Branch County, MI Bank Deposit Market Share

Southern Michigan Bank & Trust holds the largest share of deposits in Branch County, MI, 47.4%, followed by Century Bank and Trust (28.0%) and PNC Bank, N.A. (8.0%). 6 institutions hold $1.02B at 16 offices as of June 30, 2026, down 0.6% from 2025.

Institutions: 6 Offices: 16 Deposits: $1.02B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Century Bank and Trust (0.80 points); PNC Bank, N.A. (0.44 points); Sturgis Bank & Trust Company (0.35 points).

Lost: Southern Michigan Bank & Trust (-1.73 points); The Huntington National Bank (-0.19 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Southern Michigan Bank & Trust 6 $485.2M 47.40% -1.73 pts -4.1%
2 Century Bank and Trust 5 $286.5M 27.99% +0.80 pts 2.3%
3 PNC Bank, N.A. 1 $81.5M 7.96% +0.44 pts 5.2%
4 Flagstar Bank, N.A. 1 $79.1M 7.73% +0.33 pts 3.7%
5 The Huntington National Bank 2 $59.9M 5.85% -0.19 pts -3.7%
6 Sturgis Bank & Trust Company 1 $31.4M 3.07% +0.35 pts 12.3%

About this list

Deposits are those held at each institution's offices in Branch County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Michigan deposits by institution Coldwater, MI metro area Michigan bank directory

Other counties in Michigan

Oakland CountyWayne CountyKent CountyMacomb CountyWashtenaw CountyIngham CountyOttawa CountyGenesee CountyKalamazoo CountyLivingston CountyGrand Traverse CountyMonroe CountySt. Clair CountySaginaw CountyJackson CountyMuskegon CountyBerrien CountyEaton CountyLapeer CountyAllegan CountyLenawee CountyIsabella CountyCalhoun CountyBay CountyMarquette CountyMidland CountyEmmet CountyHuron CountySt. Joseph CountyHoughton CountyMontcalm CountySanilac CountyIonia CountyHillsdale CountyShiawassee CountyDelta CountyVan Buren CountyMecosta CountyGratiot CountyDickinson County

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