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Lists · Deposits by county

Kent County, MI Bank Deposit Market Share

Northpointe Bank holds the largest share of deposits in Kent County, MI, 20.3%, followed by Fifth Third Bank, N.A. (20.0%) and The Huntington National Bank (15.6%). 24 institutions hold $25.85B at 146 offices as of June 30, 2026, up 6.8% from 2025.

Institutions: 24 Offices: 146 Deposits: $25.85B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (3.60 points); Northpointe Bank (1.75 points); First Financial Bank (0.29 points, new to this market).

Lost: Old National Bank (-0.74 points); Mercantile Bank (-0.56 points); Independent Bank (-0.48 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Northpointe Bank 1 $5.25B 20.32% +1.75 pts 16.8%
2 Fifth Third Bank, N.A. 32 $5.18B 20.04% +3.60 pts 30.2%
3 The Huntington National Bank 17 $4.04B 15.61% -0.47 pts 3.7%
4 JPMorgan Chase Bank, N.A. 19 $2.46B 9.50% -0.26 pts 3.9%
5 Mercantile Bank 6 $2.09B 8.09% -0.56 pts -0.1%
6 Macatawa Bank, N.A. 11 $1.58B 6.12% -0.24 pts 2.7%
7 ChoiceOne Bank 7 $807.4M 3.12% +0.05 pts 8.5%
8 Independent Bank 9 $797.6M 3.09% -0.48 pts -7.5%
9 Bank of America, N.A. 6 $766.1M 2.96% -0.24 pts -1.1%
10 PNC Bank, N.A. 9 $511.6M 1.98% -0.14 pts -0.4%
11 Grand River Bank 2 $446.1M 1.73% -0.05 pts 3.5%
12 United Bank of Michigan 6 $397.4M 1.54% -0.09 pts 1.2%
13 First National Bank of America 1 $306.2M 1.18% +0.25 pts 35.9%
14 Flagstar Bank, N.A. 5 $291.4M 1.13% -0.19 pts -8.8%
15 Old National Bank 3 $195.2M 0.76% -0.74 pts -46.0%
16 West Michigan Community Bank 2 $182.2M 0.70% +0.08 pts 21.4%
17 First National Bank of Michigan 1 $128.3M 0.50% -0.03 pts 1.1%
18 Horizon Bank 1 $105.0M 0.41% +0.02 pts 11.2%
19 First Financial Bank 1 $75.9M 0.29% +0.29 pts New
20 The Northern Trust Company 1 $64.3M 0.25% +0.06 pts 44.5%
21 First Merchants Bank 1 $61.6M 0.24% -0.03 pts -6.3%
22 First Community Bank 1 $49.1M 0.19% -0.01 pts 4.0%
23 Union Bank 3 $40.7M 0.16% +0.01 pts 13.4%
24 Highpoint Community Bank 1 $25.6M 0.10% 0.00 pts 3.5%

About this list

Deposits are those held at each institution's offices in Kent County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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