Lists · Deposits by metro area
Grand Rapids-Kentwood, MI Metro Area Bank Deposit Market Share
Fifth Third Bank, N.A. holds the largest share of deposits in the Grand Rapids-Kentwood, MI metro area, 19.3%, followed by The Huntington National Bank (17.0%) and Northpointe Bank (15.6%). 27 institutions hold $33.72B at 234 offices as of June 30, 2026, up 6.2% from 2025.
Largest share changes since 2025
Gained: Fifth Third Bank, N.A. (2.54 points); Northpointe Bank (1.42 points); West Michigan Community Bank (0.26 points).
Lost: Old National Bank (-0.55 points); The Huntington National Bank (-0.49 points); Mercantile Bank (-0.43 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Fifth Third Bank, N.A. | $6.52B | 19.33% | +2.54 pts |
| 2 | The Huntington National Bank | $5.73B | 16.99% | -0.49 pts |
| 3 | Northpointe Bank | $5.25B | 15.58% | +1.42 pts |
| 4 | JPMorgan Chase Bank, N.A. | $2.98B | 8.83% | -0.17 pts |
| 5 | Macatawa Bank, N.A. | $2.91B | 8.62% | -0.09 pts |
| 6 | Mercantile Bank | $2.49B | 7.39% | -0.43 pts |
| 7 | Independent Bank | $1.32B | 3.90% | -0.33 pts |
| 8 | West Michigan Community Bank | $1.07B | 3.18% | +0.26 pts |
| 9 | ChoiceOne Bank | $928.4M | 2.75% | +0.04 pts |
| 10 | Bank of America, N.A. | $766.1M | 2.27% | -0.17 pts |
| 11 | PNC Bank, N.A. | $690.4M | 2.05% | -0.12 pts |
| 12 | United Bank of Michigan | $490.4M | 1.45% | -0.06 pts |
| 13 | Flagstar Bank, N.A. | $452.9M | 1.34% | -0.22 pts |
| 14 | Grand River Bank | $446.1M | 1.32% | -0.03 pts |
| 15 | First National Bank of America | $306.2M | 0.91% | +0.20 pts |
| 16 | Old National Bank | $228.7M | 0.68% | -0.55 pts |
| 17 | Isabella Bank | $202.6M | 0.60% | -0.05 pts |
| 18 | First National Bank of Michigan | $176.3M | 0.52% | +0.01 pts |
| 19 | Horizon Bank | $161.4M | 0.48% | +0.02 pts |
| 20 | Union Bank | $156.7M | 0.46% | +0.02 pts |
| 21 | Sidney State Bank | $123.1M | 0.36% | -0.05 pts |
| 22 | First Financial Bank | $75.9M | 0.22% | +0.22 pts |
| 23 | The Northern Trust Company | $64.3M | 0.19% | +0.05 pts |
| 24 | First Merchants Bank | $61.6M | 0.18% | -0.02 pts |
| 25 | First Community Bank | $49.1M | 0.15% | 0.00 pts |
| 26 | Commercial Bank | $44.5M | 0.13% | +0.00 pts |
| 27 | Highpoint Community Bank | $25.6M | 0.08% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Grand Rapids-Kentwood, MI (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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