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Saginaw County, MI Bank Deposit Market Share

The Huntington National Bank holds the largest share of deposits in Saginaw County, MI, 30.3%, followed by JPMorgan Chase Bank, N.A. (15.3%) and 1st State Bank (12.1%). 10 institutions hold $2.59B at 31 offices as of June 30, 2026, down 0.4% from 2025.

Institutions: 10 Offices: 31 Deposits: $2.59B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: 1st State Bank (1.49 points); The Huntington National Bank (0.92 points); JPMorgan Chase Bank, N.A. (0.46 points).

Lost: Independent Bank (-0.29 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 The Huntington National Bank 6 $782.8M 30.28% +0.92 pts 2.7%
2 JPMorgan Chase Bank, N.A. 3 $394.6M 15.27% +0.46 pts 2.6%
3 1st State Bank 2 $313.1M 12.11% +1.49 pts 13.5%
4 PNC Bank, N.A. 3 $283.2M 10.96% +0.11 pts 0.5%
5 Independent Bank 3 $213.8M 8.27% -0.29 pts -3.8%
6 ChoiceOne Bank 5 $194.2M 7.51% +0.03 pts -0.1%
7 Isabella Bank 5 $190.7M 7.38% -0.04 pts -1.0%
8 Mercantile Bank 2 $91.9M 3.55% +0.08 pts 1.8%
9 Fifth Third Bank, N.A. 1 $83.5M 3.23% +0.05 pts 1.2%
10 Thumb Bank & Trust 1 $37.2M 1.44% — —

About this list

Deposits are those held at each institution's offices in Saginaw County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city. A dash marks an institution with a closed office that could not be placed in one market, so its change is not shown.

Wider markets

Michigan deposits by institution Saginaw, MI metro area Michigan bank directory

Other counties in Michigan

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