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Emmet County, MI Bank Deposit Market Share

JPMorgan Chase Bank, N.A. holds the largest share of deposits in Emmet County, MI, 28.9%, followed by First Community Bank (18.3%) and The Huntington National Bank (17.3%). 8 institutions hold $1.15B at 19 offices as of June 30, 2026, up 2.5% from 2025.

Institutions: 8 Offices: 19 Deposits: $1.15B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (0.58 points); The Huntington National Bank (0.42 points); Mercantile Bank (0.40 points).

Lost: JPMorgan Chase Bank, N.A. (-1.31 points); PNC Bank, N.A. (-0.16 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 JPMorgan Chase Bank, N.A. 2 $331.8M 28.87% -1.31 pts -2.0%
2 First Community Bank 6 $209.9M 18.27% +0.01 pts 2.5%
3 The Huntington National Bank 2 $199.4M 17.35% +0.42 pts 5.0%
4 Fifth Third Bank, N.A. 2 $194.9M 16.96% +0.58 pts 6.1%
5 Citizens National Bank of Cheboygan 4 $139.5M 12.14% -0.01 pts 2.4%
6 PNC Bank, N.A. 1 $59.7M 5.20% -0.16 pts -0.6%
7 Mercantile Bank 1 $11.0M 0.96% +0.40 pts 76.1%
8 Nicolet National Bank 1 $3.0M 0.26% +0.07 pts 36.3%

About this list

Deposits are those held at each institution's offices in Emmet County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Michigan deposits by institution Michigan bank directory

Other counties in Michigan

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