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Kalamazoo-Portage, MI Metro Area Bank Deposit Market Share

Fifth Third Bank, N.A. holds the largest share of deposits in the Kalamazoo-Portage, MI metro area, 26.6%, followed by PNC Bank, N.A. (18.6%) and First National Bank of Michigan (13.0%). 13 institutions hold $4.60B at 45 offices as of June 30, 2026, up 0.5% from 2025.

Institutions: 13 Offices: 45 Deposits: $4.60B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (4.63 points); Mercantile Bank (1.11 points); PNC Bank, N.A. (0.46 points).

Lost: Old National Bank (-1.45 points); Flagstar Bank, N.A. (-0.32 points); Horizon Bank (-0.08 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Fifth Third Bank, N.A. 11 $1.22B 26.59% +4.63 pts 21.6%
2 PNC Bank, N.A. 6 $854.3M 18.57% +0.46 pts 3.0%
3 First National Bank of Michigan 3 $597.3M 12.98% +0.21 pts 2.1%
4 Mercantile Bank 3 $488.0M 10.61% +1.11 pts 12.2%
5 JPMorgan Chase Bank, N.A. 2 $340.3M 7.40% +0.07 pts 1.4%
6 Old National Bank 3 $290.0M 6.30% -1.45 pts -18.3%
7 The Huntington National Bank 4 $273.0M 5.93% +0.20 pts 4.0%
8 Southern Michigan Bank & Trust 2 $145.1M 3.15% +0.36 pts 13.5%
9 Flagstar Bank, N.A. 2 $91.1M 1.98% -0.32 pts -13.5%
10 Kalamazoo County State Bank 2 $84.6M 1.84% -0.05 pts -2.3%
11 Horizon Bank 2 $80.2M 1.74% -0.08 pts -3.8%
12 Sturgis Bank & Trust Company 3 $68.8M 1.50% +0.29 pts 24.1%
13 1st Source Bank 2 $64.0M 1.39% +0.07 pts 5.6%

About this list

Deposits are those held at each institution's offices in Kalamazoo-Portage, MI (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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