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Sturgis, MI Metro Area Bank Deposit Market Share

Sturgis Bank & Trust Company holds the largest share of deposits in the Sturgis, MI metro area, 34.6%, followed by Southern Michigan Bank & Trust (25.8%) and Century Bank and Trust (10.3%). 8 institutions hold $1.04B at 22 offices as of June 30, 2026, up 2.1% from 2025.

Institutions: 8 Offices: 22 Deposits: $1.04B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Southern Michigan Bank & Trust (2.05 points); Fifth Third Bank, N.A. (1.54 points); Flagstar Bank, N.A. (0.36 points).

Lost: Sturgis Bank & Trust Company (-3.67 points); Horizon Bank (-0.45 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Sturgis Bank & Trust Company 6 $359.5M 34.64% -3.67 pts -7.7%
2 Southern Michigan Bank & Trust 6 $268.0M 25.83% +2.05 pts 10.9%
3 Century Bank and Trust 4 $107.1M 10.32% +0.01 pts 2.2%
4 Fifth Third Bank, N.A. 1 $85.3M 8.22% +1.54 pts 25.6%
5 Flagstar Bank, N.A. 2 $70.1M 6.76% +0.36 pts 7.8%
6 The Huntington National Bank 1 $70.0M 6.75% +0.17 pts 4.8%
7 Horizon Bank 1 $48.5M 4.68% -0.45 pts -6.9%
8 Farmers State Bank 1 $29.2M 2.81% -0.01 pts 1.6%

About this list

Deposits are those held at each institution's offices in Sturgis, MI (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

St. Joseph County, MI

Statewide deposits

Michigan

Largest metro areas

New York-Newark-Jersey City, NY-NJ-PASalt Lake City, UTSioux Falls, SDDallas-Fort Worth-Arlington, TXPhiladelphia-Camden-Wilmington, PA-NJ-DE-MDLos Angeles-Long Beach-Anaheim, CAChicago-Naperville-Elgin, IL-IN-WIBoston-Cambridge-Newton, MA-NHSan Francisco-Oakland-Berkeley, CACharlotte-Concord-Gastonia, NC-SCHouston-The Woodlands-Sugar Land, TXMiami-Fort Lauderdale-Pompano Beach, FLWashington-Arlington-Alexandria, DC-VA-MD-WVAtlanta-Sandy Springs-Alpharetta, GAMinneapolis-St. Paul-Bloomington, MN-WIPittsburgh, PAPhoenix-Mesa-Chandler, AZCincinnati, OH-KY-INDetroit-Warren-Dearborn, MISan Jose-Sunnyvale-Santa Clara, CASan Antonio-New Braunfels, TXSeattle-Tacoma-Bellevue, WASt. Louis, MO-ILSan Diego-Chula Vista-Carlsbad, CACleveland-Elyria, OHTampa-St. Petersburg-Clearwater, FLColumbus, OHJacksonville, FLDenver-Aurora-Lakewood, CORaleigh-Cary, NCNashville-Davidson-Murfreesboro-Franklin, TNBaltimore-Columbia-Towson, MDKansas City, MO-KSSacramento-Roseville-Folsom, CALas Vegas-Henderson-Paradise, NVIndianapolis-Carmel-Anderson, INSalisbury, MD-DEMilwaukee-Waukesha, WIRiverside-San Bernardino-Ontario, CASan Juan-Bayamon-Caguas, PR

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