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Lists · Deposits by county

Madison County, IL Bank Deposit Market Share

FCB Banks holds the largest share of deposits in Madison County, IL, 19.7%, followed by Busey Bank (17.3%) and First Mid Bank & Trust, N.A. (11.2%). 23 institutions hold $6.71B at 77 offices as of June 30, 2026, up 2.8% from 2025.

Institutions: 23 Offices: 77 Deposits: $6.71B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Heartland Bank and Trust Company (1.09 points); The Bradford National Bank of Greenville (0.94 points); First Mid Bank & Trust, N.A. (0.63 points).

Lost: Associated Bank, N.A. (-0.43 points); Saint Louis Bank (-0.40 points); Regions Bank (-0.29 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 FCB Banks 9 $1.32B 19.66% +0.42 pts 5.1%
2 Busey Bank 9 $1.16B 17.34% +0.14 pts 3.7%
3 First Mid Bank & Trust, N.A. 5 $753.2M 11.23% +0.63 pts 8.9%
4 U.S. Bank N.A. 7 $671.8M 10.01% -0.20 pts 0.8%
5 Regions Bank 10 $544.9M 8.12% -0.29 pts -0.7%
6 Carrollton Bank 3 $393.9M 5.87% +0.31 pts 8.6%
7 United Community Bank 4 $360.5M 5.37% +0.17 pts 6.2%
8 Associated Bank, N.A. 2 $300.3M 4.48% -0.43 pts -6.2%
9 The Bradford National Bank of Greenville 4 $213.5M 3.18% +0.94 pts 46.0%
10 Constitution Bank, N.A. 6 $139.1M 2.07% +0.10 pts 8.3%
11 Royal Banks of Missouri 1 $130.4M 1.94% +0.18 pts 13.4%
12 UMB Bank, N.A. 1 $108.7M 1.62% +0.04 pts 5.3%
13 Heartland Bank and Trust Company 3 $99.9M 1.49% +1.09 pts 282.9%
14 Collinsville Building and Loan Association 1 $82.7M 1.23% -0.06 pts -1.6%
15 Saint Louis Bank 1 $73.2M 1.09% -0.40 pts -24.6%
16 First National Bank of Waterloo 2 $68.7M 1.02% -0.03 pts -0.2%
17 Dieterich Bank 1 $68.0M 1.01% -0.08 pts -4.3%
18 Bank of Springfield 1 $65.0M 0.97% +0.13 pts 18.8%
19 PNC Bank, N.A. 2 $60.8M 0.91% -0.19 pts -14.7%
20 JPMorgan Chase Bank, N.A. 2 $42.5M 0.63% +0.17 pts 40.9%
21 Community Partners Savings Bank 1 $23.8M 0.35% -0.01 pts 1.1%
22 Bank of Belleville 1 $22.4M 0.33% +0.01 pts 6.8%
23 Woodforest National Bank 1 $2.9M 0.04% 0.00 pts -6.0%

About this list

Deposits are those held at each institution's offices in Madison County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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