Lists · Deposits by county
Montgomery County, IL Bank Deposit Market Share
Bank & Trust Company holds the largest share of deposits in Montgomery County, IL, 31.3%, followed by Constitution Bank, N.A. (17.5%) and The First National Bank of Litchfield (11.1%). 9 institutions hold $1.19B at 21 offices as of June 30, 2026, up 2.4% from 2025.
Largest share changes since 2025
Gained: Heartland Bank and Trust Company (5.48 points, new to this market); The First National Bank of Litchfield (0.52 points); First National Bank of Nokomis (0.30 points).
Lost: Constitution Bank, N.A. (-0.17 points); The Litchfield National Bank (-0.12 points); The First National Bank of Raymond (-0.07 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Bank & Trust Company | $371.2M | 31.27% | +0.13 pts |
| 2 | Constitution Bank, N.A. | $207.2M | 17.45% | -0.17 pts |
| 3 | The First National Bank of Litchfield | $131.8M | 11.10% | +0.52 pts |
| 4 | The Litchfield National Bank | $120.6M | 10.16% | -0.12 pts |
| 5 | First Community Bank of Hillsboro | $103.2M | 8.69% | -0.01 pts |
| 6 | First National Bank of Nokomis | $89.8M | 7.57% | +0.30 pts |
| 7 | The First National Bank of Raymond | $88.3M | 7.43% | -0.07 pts |
| 8 | Heartland Bank and Trust Company | $65.1M | 5.48% | +5.48 pts |
| 9 | Prairie State Bank & Trust | $10.1M | 0.85% | +0.24 pts |
About this list
Deposits are those held at each institution's offices in Montgomery County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Wider markets
Other counties in Illinois
More lists and rankings
Explore more: deposits by state · deposits by metro area · all rankings